296 Heritage Rd, Oneonta, AL 35121 Property Records

Blount County property record for 296 Heritage Rd, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,275 sqft · built 1991
Lot Size	0.97 acres (42,305 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Mar 2022)
Tax Bill	$2,355 (2026)
Deeds & Mortgages	Apr 2013 Mortgage Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-04-20-1-000-012`

Property Details

APN / Parcel Number

Primary APN	`16-04-20-1-000-012`
Alternative APNs	`026476` `26476` `39659` `70220`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,275 sqft Living Area
1st Floor Area	1,757 sqft
Upper Floors Area	1,056 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	42,305 sqft (0.97 acres)
Pool Area	756 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	70220
Street Address	296 HERITAGE RD
City	ONEONTA
State	AL
Zip	35121-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 5 HERITAGE GREEN; PB 4/47--
Legal Range	02E
Legal Township	12S
Legal Section	20
Legal Subdivision	HERITAGE GREEN SECTOR 1
Legal Block	5
Legal Lot Number	1
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2009
Census Tract	50105

Owner

296 Heritage Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	296 HERITAGE RD, ONEONTA, AL 35121-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2013	Deed of Trust, Mortgage FIDELITY BANK
Mar 3, 2022	Warranty Deed, Transfer · Line of Credit HOMETOWN BANK OF ALABAMA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Deed Document Number	202210036359
Deed Book / Page	2022 / 7356
Prior Transfer Date	Mar 3, 2005
Prior Transfer Doc	0000268300
Record Updated	Oct 29, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	296 HERITAGE RD, ONEONTA, AL 35121-3029
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000356295
Date	Apr 30, 2013
Instrument	356295

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	181 Months
Due	May 1, 2028

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Mar 3, 2022
Property Address	296 HERITAGE RD, ONEONTA, AL 35121-3029
Document Number	02022/7356
Book / Page	2022 / 7356
Instrument Date	Mar 1, 2022
Instrument	10036359
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 ARIELLE CIR, GUNTERSVILLE, AL 35976-5912

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	296 HERITAGE RD, ONEONTA, AL 35121-3029
Investor	Possibly a Property Investor

Mortgage

Document Number	0020227358
Date	Mar 3, 2022
Instrument	2022/7358

Lender

Name	HOMETOWN BANK OF ALABAMA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 296 Heritage Rd was $2,355 with a homeowner's exemption, up 5.3% from the year before.

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,355.00 (+5.27%) Homeowner's exemption
2025	$2,237.00 (-0.97%)	$51,000 (-0.97%)	$509,880 (-0.98%) Land $55,700 Building $454,180
2024	$2,259.00 (+5.12%) Homeowner's exemption	$51,500 (+7.83%) Land $2,500 Building $49,000	$514,920 (+7.82%) Land $25,000 Building $489,920
2023	$2,149.00 (+69.21%)	$47,760 (+41.13%) Land $2,500 Building $45,260	$477,580 (+41.14%) Land $25,000 Building $452,580
2022	$1,270.00 Homeowner's exemption	$33,840 Land $2,500 Building $31,340	$338,380 Land $25,000 Building $313,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 296 Heritage Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Heritage Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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