Blount County property record for 195 Heritage Rd, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,032 sqft · built 2004 |
| Lot Size | 1.61 acres (69,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $464,000 (Jan 2026) |
| Tax Bill | $2,440 (2026) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04-20-1-000-021 |
| Primary APN | 16-04-20-1-000-021 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,032 sqft Living Area |
| 1st Floor Area | 3,088 sqft |
| Upper Floors Area | 944 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 69,999 sqft (1.61 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 67282 |
|---|---|
| Street Address | 195 HERITAGE RD |
| City | ONEONTA |
| State | AL |
| Zip | 35121-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLK 1 HERITAGE GREEN, PB 4/47-- |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 20 |
| Legal Subdivision | HERITAGE GREEN SECTOR 1 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 50105 |
Source: Blount County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 HERITAGE RD, ONEONTA, AL 35121-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Deed Document Number | 202610073381 |
| Deed Book / Page | 2026 / 2460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 195 HERITAGE RD, ONEONTA, AL 35121-3017 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2021/19044 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 2021/19044 |
| Instrument | 10027634 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,440.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | ||
| 2025 | $56,220 (+6.32%) | $562,280 (+6.33%) Land $20,000 Building $542,280 | |
| 2023 | Homeowner's exemption | $52,880 Land $2,000 Building $50,880 | $528,800 Land $20,000 Building $508,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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