296 Hardenburgh Ave, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 296 Hardenburgh Ave, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	6,003 sqft · built 2007
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$2,800,000 (Apr 2007)
Tax Bill	$59,884 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00080-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`09-00080-0000-00007`
Alternative APN	`090008000007`

Interior

Building Area	6,003 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	223 ft deep x 123 ft wide

Location & Zoning

Street Address	296 HARDENBURGH AVE
City	DEMAREST
State	NJ
Zip	07627-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	0.630AC
Legal Block	80
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	2
Census Block	2016
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	296 HARDENBURGH AVE, DEMAREST, NJ 07627-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 21, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Aug 7, 2019	Deed of Trust, Mortgage WALL STREET MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2007 · Amount on File
Deed Sale	Apr 27, 2007 · Amount on File
Prior Sale	Jan 19, 2006 · Amount on File
Deed Book / Page	9302 / 65
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	296 HARDENBURGH AVE, DEMAREST, NJ 07627-1312
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043211868
Date	Aug 10, 2021
Book Page	4321/1868
Instrument	2021128586

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	296 HARDENBURGH AVE, DEMAREST, NJ 07627-1312
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 HARDENBURGH AVE, DEMAREST, NJ 07627-1312

Mortgage

Document Number	0046580520
Date	Apr 21, 2022
Book Page	4658/520
Instrument	2022043917

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	176 Months
Due	Dec 23, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	296 HARDENBURGH AVE, DEMAREST, NJ 07627-1312
Document Number	0033280001
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	ORYSYN ABSTRACT, ORYSYN ABST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	296 HARDENBURGH AVE DEMAREST NJ 076271312, DEMAREST, NJ 07627-1312

Mortgage

Document Number	0033280001
Date	Aug 21, 2019
Book Page	003328/000001
Instrument	54779

Lender

Name	WALL STREET MTG INC
Address	1010 NORTHERN BLVD # 336, GREAT NECK, NY 11021-5326

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.62%

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,317,700 (-) Land $856,900 Building $2,460,800	$3,317,700 (-) Land $856,900 Building $2,460,800
2025	$59,884.00 (-6.72%)	$3,317,700 (+57.99%) Land $856,900 Building $2,460,800	$3,317,700 (+57.99%) Land $856,900 Building $2,460,800
2024	$64,197.00 (+7.68%)
2023		$2,100,000 Land $476,000 Building $1,624,000	$2,100,000 Land $476,000 Building $1,624,000
2022	$59,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1980–2021)
Claims Outside the SFHA	5 of 18
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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