292 Hardenburgh Ave, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 292 Hardenburgh Ave, Demarest, NJ 07627

Property Summary

Property TypeSingle Family Home
Details2,684 sqft · built 1960
Lot Size0.298 acres (12,981 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (Aug 2023)
Tax Bill$21,465 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-00080-03-00001

Property Details

APN / Parcel Number

Primary APN09-00080-03-00001
Alternative APNs
  • 0900080000300001
  • 0900080C00001

Interior

Building Area2,684 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area12,981 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number0900080C00001
Street Address292 HARDENBURGH AVE
CityDEMAREST
StateNJ
Zip07627-1312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.298AC
Legal SubdivisionPOPLAR HOMES
Legal Block80.03
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionDEMAREST
Census Block Group2
Census Block2016
Census Tract9100

Owner

292 Hardenburgh Ave is owned and occupied by two individuals who bought it in August 2023.

Source: Bergen County and Demarest Borough records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address292 HARDENBURGH AVE, DEMAREST, NJ 07627-1312
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
1ST 2ND MORTGAGE CO OF NEW JERSEY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2023 · Amount on File
Deed SaleAug 7, 2023 · Amount on File
Prior SaleJul 18, 2016 · Amount on File
Deed Document Number202351428
Deed Book / Page5053 / 1444
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateAug 7, 2023
Property Address292 HARDENBURGH AVE, DEMAREST, NJ 07627-1312
Document Number0050531444
Book / Page5053 / 1444
Instrument DateJul 10, 2023
Instrument2023051428
Transaction TypeTransfer
Record UpdatedSep 13, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$25,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address484 ENGLE ST, ENGLEWOOD, NJ 07631-1809

Transferred To (Grantee/Buyer)

NameVerified Name
Address292 HARDENBURGH AVE, DEMAREST, NJ 07627-1312

Mortgage

Document Number2023051429
DateAug 7, 2023
Instrument2023051429
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address292 HARDENBURGH AVE, DEMAREST, NJ 07627-1312
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanySAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039630639
DateFeb 17, 2021
Book Page3963/639
Instrument2021021114
Lender
Name1ST 2ND MORTGAGE CO OF NEW JERSEY INC
TypeMortgage Company
AddressCRESSKILL, NJ 07626
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 292 Hardenburgh Ave was $21,465, up 3.3% from the year before.

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDemarest Borough
Elementary School DistrictDemarest Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,189,200 (-) Land $659,500 Building $529,700$1,189,200 (-) Land $659,500 Building $529,700
2025$21,465.00 (+3.31%)$1,189,200 Land $659,500 Building $529,700$1,189,200 Land $659,500 Building $529,700
2024$20,778.00
2023$600,000 (-) Land $412,900 Building $187,100$600,000 (-) Land $412,900 Building $187,100
2022$17,034.00 (+2.53%)$600,000 Land $412,900 Building $187,100$600,000 Land $412,900 Building $187,100
2021$16,614.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 292 Hardenburgh Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims18 (1980–2021)
Claims Outside the SFHA5 of 18
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 Hardenburgh Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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