Hot Spring County property record for 296 Gem Trl, Malvern, AR 72104
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,203 sqft · built 1970 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,116 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-01644-000 |
| Primary APN | 024-01644-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,203 sqft Living Area |
| 1st Floor Area | 2,203 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Mixed |
| Garage Area | 702 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,026 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 558 sqft |
| Utility Building | 1,248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 296 GEM TRL |
|---|---|
| City | MALVERN |
| State | AR |
| Zip | 72104-6145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW NW |
| Legal Range | 17W |
| Legal Township | 04S |
| Legal Section | 35 |
| Legal Subdivision | 35-04S-17W RURAL METES & BOUNDS |
| Jurisdiction | HOT SPRING AR |
| Township / Civil Division | FENTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 20300 |
Source: Hot Spring County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 296 GEM TRL, MALVERN, AR 72104-6145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2002 |
| Deed Sale | Oct 4, 2002 |
| Prior Sale | Oct 27, 1997 · Amount on Record |
| Deed Book / Page | 280 / 123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOT SPRING AR |
| Property Address | 296 GEM TRL, MALVERN, AR 72104-6145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000499/922 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 499/922 |
| Instrument | 2021-003525 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Hot Spring County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Hot Spring County |
| Unified School District | Malvern Special School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,116.00 (-13.56%) Homeowner's exemption | $34,240 (-) Land $975 Building $33,265 | |
| 2023 | $1,291.00 Homeowner's exemption | $34,240 Land $975 Building $33,265 | $171,200 Land $4,875 Building $166,325 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1999) |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 65% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: South Central Connect.
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