146 Gem Trl, Malvern, AR 72104 Property Records

Hot Spring County property record for 146 Gem Trl, Malvern, AR 72104

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,926 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$628 (2025)
Deeds & Mortgages	May 2009 Mortgage Nov 2014 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024-01639-000`

Property Details

APN / Parcel Number

Primary APN	`024-01639-000`
Alternative APN	`5731`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,926 sqft Living Area
1st Floor Area	1,502 sqft
Flooring	Carpet

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	424 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	284 sqft
Deck Area	580 sqft
Patio Area	432 sqft
Lean-To	364 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	146 GEM TRL
City	MALVERN
State	AR
Zip	72104-6146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW
Legal Range	17W
Legal Township	04S
Legal Section	35
Legal Subdivision	35-04S-17W RURAL METES & BOUNDS
Jurisdiction	HOT SPRING AR
Township / Civil Division	FENTER
Census Block Group	2
Census Block	2022
Census Tract	20300

Owner

146 Gem Trl is owned and occupied by two individuals who acquired it in June 2026.

Source: Hot Spring County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 GEM TRL, MALVERN, AR 72104-6146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 12, 2009	Deed of Trust, Mortgage SUNTRUST MORTGAGE INC
Nov 10, 2014	Deed of Trust, Mortgage · Stand-Alone First Mortgage SUNTRUST MORTGAGE, INC.
Jun 4, 2026	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jun 4, 2026	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Mar 20, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026
Deed Sale	Jun 4, 2026
Prior Sale	Mar 20, 2023 · Amount on File
Deed Document Number	20262357
Deed Book / Page	395 / 177
Prior Transfer Date	May 6, 2026
Prior Transfer Doc	DEED395/177
Record Updated	Oct 29, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	146 GEM TRL, MALVERN, AR 72104-6146
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000374/385
Date	May 12, 2009
Book Page	374/385

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	901 SEMMES AVE, RICHMOND, VA 23224

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2039

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOT SPRING AR
Property Address	146 GEM TRL, MALVERN, AR 72104-6146
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000428/231
Date	Nov 10, 2014
Book Page	428/231

Lender

Name	SUNTRUST MORTGAGE, INC.
Type	Seller
Address	901 SEMMES AVE, RICHMOND, VA 23224

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2034

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOT SPRING AR
Recording Date	Jun 4, 2026
Property Address	146 GEM TRL, MALVERN, AR 72104-6146
Document Number	0000002357
Book / Page	395 / 177
Instrument Date	May 6, 2026
Instrument	20262357
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 GEM TRL, MALVERN, AR 72104-6146

Mortgage

Document Number	0000002358,
Date	Jun 4, 2026
Instrument	20262358

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOT SPRING AR
Recording Date	Jun 4, 2026
Property Address	146 GEM TRL, MALVERN, AR 72104-6146
Document Number	DEED395/177
Book / Page	395 / 177
Instrument Date	May 6, 2026
Instrument	20262357
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 GEM TRL, MALVERN, AR 72104-6146

Mortgage

Document Number	0000002358,
Date	Jun 4, 2026
Instrument	20262358

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOT SPRING AR
Recording Date	Mar 20, 2023
Property Address	146 GEM TRL, MALVERN, AR 72104-6146
Document Number	000375/258
Book / Page	375 / 258
Instrument Date	Mar 16, 2023
Instrument	2023-001199
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 GEM TRL, MALVERN, AR 72104-6146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 GEM TRL, MALVERN, AR 72104-6146

Mortgage

Document Number	2023001200
Date	Mar 20, 2023
Instrument	2023-001200

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 146 Gem Trl was $628 with a homeowner's exemption.

Source: Hot Spring County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Hot Spring County
Unified School District	Malvern Special School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$628.00 Homeowner's exemption	$24,510 Land $1,000 Building $23,510
2023	$803.00 Homeowner's exemption	$24,510 Land $1,000 Building $23,510	$122,550 Land $5,000 Building $117,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 146 Gem Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1999)
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Gem Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: South Central Connect.

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