Jefferson County property record for 296 E Osprey Ln, Monticello, FL 32344
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 bd · 2 ba · 2,959 sqft · built 1985 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-1N-3E-0000-001J-0000 |
| Primary APN | 24-1N-3E-0000-001J-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,959 sqft Gross Area |
| 1st Floor Area | 2,455 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Lot Width | 1,742,400 ft Width |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 435 sqft |
| Deck Area | Deck Area |
| Patio Area | 756 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 296 E OSPREY LN |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344-6640 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 10.00 ACRES PT OF NE1/4 ALSO KNOWN AS TRACT #14 & 20 ACS IN NE1/4 ORB 335 P 220 & 222 (ORB 62 P 346 THRU 349 EASEMNT |
| Legal Range | 03E |
| Legal Township | 01N |
| Legal Section | 24 |
| Legal Subdivision | LLOYD ACRES UTS 1-3 |
| Legal Tract | 14 |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | WACISSA |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 250200 |
296 E Osprey Ln, an agricultural property, is owned by two individuals who acquired it in July 2025.
Source: Jefferson County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 214, LLOYD, FL 32337-0214 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage MISSION LOANS LLC |
| Jul 30, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2025 |
| Transfer Doc | 0008680784 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Property Address | 296 E OSPREY LN, MONTICELLO, FL 32344-6640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 214, LLOYD, FL 32337-0214 |
| Document Number | 0008800788 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 880/788 |
| Instrument | 202633000927 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Recording Date | Jul 30, 2025 |
| Property Address | 296 E OSPREY LN, MONTICELLO, FL 32344-6640 |
| Document Number | 0008680784 |
| Book / Page | 868 / 784 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 202533002031 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 214, LLOYD, FL 32337-0214 |
| Name | Verified Name |
|---|---|
| Address | 296 EAST OSPERY LANE, LLOYD, FL 32337 |
The 2025 property tax bill for 296 E Osprey Ln was $1,159.
Source: Jefferson County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,159.00 | $95,686 (-6.47%) | $249,814 (-17.1%) Land $50,350 Building $199,464 |
| 2024 | $1,159.00 (+21.49%) Homeowner's exemption | $102,309 (+31.17%) | $301,340 (-3.03%) Land $16,600 Building $284,740 |
| 2023 | $954.00 (+4.72%) Homeowner's exemption | $77,998 (+2.93%) | $310,762 (+87.58%) Land $17,800 Building $292,962 |
| 2022 | $911.00 Homeowner's exemption | $75,779 | $165,666 Land $15,886 Building $149,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 E Osprey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 296 E Osprey Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
5G and 4G LTE (outdoors only)
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