146 E Osprey Ln, Monticello, FL 32344 Property Records

Jefferson County property record for 146 E Osprey Ln, Monticello, FL 32344

Property Summary

Property TypeRural Home
Details1 bd · 1 ba · 1,836 sqft · built 2007
Lot Size10 acres (435,600 sqft)
Owner2 Owner Names on File
Last Sale$36,100 (Dec 2006)
Tax Bill$2,573 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-1N-3E-0000-00R1-0000

Property Details

APN / Parcel Number

Primary APN24-1N-3E-0000-00R1-0000
Alternative APN
  • 3285

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,836 sqft Base Area
1st Floor Area1,836 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Lot Area435,600 sqft (10 acres)
PorchOpen Porch
Porch Area804 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address146 E OSPREY LN
CityMONTICELLO
StateFL
Zip32344-6644
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description10.00 ACRES IN SW1/4 OF NE1/4 ORB 519 P 648 & 596 P 423 & 612 P 678
Legal Range03E
Legal Township01N
Legal Section24
Legal SubdivisionLLOYD ACRES UTS 1-3
JurisdictionJEFFERSON FL
Township / Civil DivisionWACISSA
Census Block Group4
Census Block4032
Census Tract250200

Owner

The current owner of 146 E Osprey Ln acquired it in November 2007.

Source: Jefferson County records, as of December 12, 2025

Owner of Record2 Owner Names on File
Mailing Address146 E OSPREY LN, MONTICELLO, FL 32344-6644
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2006 · Amount on File
Deed SaleDec 27, 2006 · Amount on File
Prior SaleAug 21, 2003 · Amount on File
Deed Document Number0005960423
Deed Book / Page0596 / 0423
Last Transfer DateNov 6, 2007
Transfer Doc0006120678
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON FL
Property Address146 E OSPREY LN, MONTICELLO, FL 32344-6644
Document Number0007780271
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 5, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address146 E OSPREY LN MONTICELLO FL 323446644, MONTICELLO, FL 32344-6644

Mortgage

Document Number0007780271
DateJan 8, 2020
Book Page000778/000271
Instrument33000036
Lender
NameFLAG CU
AddressTALLAHASSEE, FL 32311-3813
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJan 7, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 146 E Osprey Ln was $2,573 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,573.00 Homeowner's exemption$205,781 (+1.89%)$338,413 (+2.96%) Land $11,714 Building $326,699
2024$2,573.00 (+0.7%) Homeowner's exemption$201,971 (+2.04%)$328,668 (+2.25%) Land $10,930 Building $317,738
2023$2,555.00 (+45.75%) Homeowner's exemption$197,924 (+36.06%)$321,422 (+44.21%) Land $9,930 Building $311,492
2022$1,753.00 Homeowner's exemption$145,470$222,883 Land $9,475 Building $213,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 E Osprey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 E Osprey Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COMMUNITIES WATER SYSTEM
private · serves 2,649 people · EPA ID FL1330748
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Osprey Ln

Nearby Streets

Search Property Records by Address or Parcel Number