296 E el Dorado Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 296 E el Dorado Ln, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,384 sqft · built 1996
Lot Size1.07 acres (46,914 sqft)
OwnerTrust Name on Record
Last Sale$400,000 (May 2011)
Tax Bill$4,081 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Feb 2019 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN304-43-243

Property Details

APN / Parcel Number

Primary APN304-43-243

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,384 sqft Living Area
Gross Area4,707 sqft
1st Floor Area3,384 sqft

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area46,914 sqft (1.07 acres)
Garage TypeMixed
Parking Spaces4 Parking Spaces
Pool Area900 sqft
Patio Area429 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address296 E EL DORADO LN
CityGILBERT
StateAZ
Zip85295-4997
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-43
Legal DescriptionCASA CABALLO MCR 386/22
Legal Range06E
Legal Township01S
Legal Section30
Legal QuarterSW
Quarter-Quarter SectionNE
Legal SubdivisionCASA CABALLO
Legal Lot Number8
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2022
Census Tract814900

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address296 E EL DORADO LN, GILBERT, AZ 85295-4997
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BANK NA
Feb 12, 2019Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Apr 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
DEFINE MORTGAGE SOLUTIONS LLC
May 18, 2020Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
DEFINE MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2011 · Amount on Record
Deed SaleMay 31, 2011 · Amount on Record
Prior SaleMay 31, 2011 · Amount on Record
Deed Document Number0000453429
Last Transfer DateJun 17, 2016
Transfer Doc0000424238
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address296 E EL DORADO LN, GILBERT, AZ 85295-4997
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 E EL DORADO LANE, GILBERT, AZ 85295

Mortgage

Document Number0000096847
DateFeb 12, 2019
Instrument20190096847
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2034

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address296 E EL DORADO LN, GILBERT, AZ 85295-4997
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 E EL DORADO LN, GILBERT, AZ 85295-4997

Mortgage

Document Number0000096848
DateFeb 12, 2019
Instrument20190096848
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 12, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address296 E EL DORADO LN, GILBERT, AZ 85295-4997
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyGRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000372689
DateApr 30, 2020
Instrument20200372689
Lender
NameDEFINE MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressPHOENIX, AZ 85034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address296 E EL DORADO LN, GILBERT, AZ 85295-4997
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000421031
DateMay 18, 2020
Instrument20200421031
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 17, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address296 E EL DORADO LN, GILBERT, AZ 85295-4997
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 E EL DORADO LN, GILBERT, AZ 85295-4997

Mortgage

Document Number0000927772
DateAug 27, 2021
Instrument20210927772
Lender
NameDEFINE MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressPHOENIX, AZ 85034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$113,560 (-4.21%)$1,135,600 (-4.21%) Land $227,100 Building $908,500
2025$4,081.00 (+3.79%)
2024$118,550$1,185,500 Land $237,100 Building $948,400
2023$3,932.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber, WeLink Communications.

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