277 E el Dorado Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 277 E el Dorado Ln, Gilbert, AZ 85295

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,133 sqft · built 1995
Lot Size1.1 acres (48,251 sqft)
Owner2 Individual Names on Record
Last Sale$775,000 (Dec 2005)
Tax Bill$4,150 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Apr 2020 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-43-251

Property Details

APN / Parcel Number

Primary APN304-43-251
Alternative APN
  • 304432512

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,133 sqft Living Area
Gross Area3,715 sqft
1st Floor Area3,133 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area48,251 sqft (1.1 acres)
Parking Spaces3 Parking Spaces
Patio Area582 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address277 E EL DORADO LN
CityGILBERT
StateAZ
Zip85295-4998
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-43
Legal DescriptionCASA CABALLO MCR 386-22
Legal Range6E
Legal Township1S
Legal Section30
Legal SubdivisionCASA CABALLO
Legal Lot Number16
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2022
Census Tract814900

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address277 E EL DORADO LN, GILBERT, AZ 85295-4998
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Apr 2, 2020Deed of Trust, Mortgage · Line of Credit
NOT PROVIDED
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2005 · Amount on Record
Deed SaleDec 23, 2005 · Amount on Record
Prior SaleJun 2, 1995 · Amount on Record
Deed Document Number20051936450
Prior Transfer DateMay 31, 1995
Prior Transfer Doc0000317994
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address277 E EL DORADO LN, GILBERT, AZ 85295-4998
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address277 E EL DORADO LN, GILBERT, AZ 85295-4998

Mortgage

Document Number0000277048
DateMay 30, 2023
Instrument20230277048
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 29, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address277 E EL DORADO LN, GILBERT, AZ 85295-4998
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000283273
DateApr 2, 2020
Instrument20200283273
Lender
NameNOT PROVIDED
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
DueMar 23, 2020
Interest
Rate TypeAdjustable Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address277 E EL DORADO LN, GILBERT, AZ 85295-4998
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyDRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000745929
DateAug 14, 2020
Instrument20200745929
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$92,880 (+77.52%)$928,800 (+4%) Land $185,700 Building $743,100
2025$4,150.00 (+3.8%)$52,321 (-46.74%)$893,100 (-9.08%) Land $178,600 Building $714,500
2024$98,230$982,300 Land $196,400 Building $785,900
2023$3,998.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber, WeLink Communications.

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