296 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 296 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,946 sqft · built 1900
Lot Size	0.089 acres (3,881 sqft)
Owner	Individual Name on Record
Last Sale	$21,500 (Jul 2011)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0012.0-0094.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0012.0-0094.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,946 sqft Living Area
1st Floor Area	1,166 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Asbestos
Lot Area	3,881 sqft (0.089 acres)
Lot Dimensions	105 ft deep x 41 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	296 E 2ND ST
City	XENIA
State	OH
Zip	45385-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEWIS 4X105 E SD LOT 7 4' 37X105 W SD LOT 8 37' LOT 7 LOT 8 296 E SECOND ST
Legal Subdivision	LEWIS
Legal Lot Number	7
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	5
Census Block	5014
Census Tract	240600

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	296 E 2ND ST, XENIA, OH 45385-3450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2011 · Amount on Record
Deed Sale	Jul 28, 2011 · Amount on Record
Prior Sale	Feb 4, 2005 · Amount on Record
Deed Document Number	201112615
Deed Book / Page	3155 / 297
Last Transfer Date	Nov 28, 2011
Transfer Doc	0032000923
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	296 E 2ND ST, XENIA, OH 45385-3450
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 E 2ND ST, XENIA, OH 45385-3450

Mortgage

Document Number	0000001122
Date	Jan 21, 2026
Instrument	2026001122

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 6, 2056

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00 (-4.48%)	$48,510 (-) Land $3,620 Building $44,890
2024	$2,075.00 (-1.8%)	$48,510 (-) Land $3,620 Building $44,890
2023	$2,113.00 (+14.84%)	$48,510 (+33.97%) Land $3,620 Building $44,890	$138,600 (+33.95%) Land $10,340 Building $128,260
2022	$1,840.00	$36,210 Land $2,890 Building $33,320
2020			$103,470 Land $8,270 Building $95,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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