296 Boyd Rd, Bluff City, TN 37618 Property Records

Sullivan County property record for 296 Boyd Rd, Bluff City, TN 37618

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,476 sqft · built 1983
Lot Size	11 acres (479,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$572,200 (Jun 2021)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`082084 12910`

Property Details

APN / Parcel Number

Primary APN	`082084 12910`
Alternative APN	`084 12910`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,476 sqft Living Area
1st Floor Area	1,881 sqft
Upper Floors Area	992 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	479,160 sqft (11 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,920 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	296 BOYD RD
City	BLUFF CITY
State	TN
Zip	37618-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	DISTRICT: 03, COUNTY AREA: A22
Legal Subdivision	MARK GUENTHER PROPERTY
Jurisdiction	SULLIVAN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2026
Census Tract	43202

Owner

Source: Sullivan County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	296 BOYD RD, BLUFF CITY, TN 37618-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	May 15, 2015 · Amount on Record
Deed Document Number	202112787
Deed Book / Page	3448 / 2279
Transfer Doc	002728C249
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Jun 8, 2021
Property Address	296 BOYD RD, BLUFF CITY, TN 37618-2236
Document Number	34482279
Book / Page	3448 / 2279
Instrument Date	Jun 1, 2021
Instrument	21012787
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,117.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 BOYD RD, BLUFF CITY, TN 37618-2236

Mortgage

Document Number	21012788
Date	Jun 8, 2021
Instrument	21012788

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	296 BOYD RD, BLUFF CITY, TN 37618-2236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3385256
Date	Jun 1, 2020
Book Page	3385/256
Instrument	20010045

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 22, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sullivan County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,152.00 (+20.63%)	$133,400 (+79.97%) Land $26,350 Building $107,050	$533,600 (+79.97%) Land $105,400 Building $428,200
2023		$74,125 (-) Land $18,250 Building $55,875
2022	$1,784.00	$74,125 Land $18,250 Building $55,875
2021			$296,500 Land $73,000 Building $223,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2013)
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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