2958 Whitten Rd, Waterloo, SC 29384 Property Records

Laurens County property record for 2958 Whitten Rd, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	1.14 acres (49,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Apr 2025)
Tax Bill	$6,116 (2025)
Deeds & Mortgages	Apr 2025 Sale & Line of Credit Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`403-00-00-018`

Property Details

APN / Parcel Number

Primary APN	`403-00-00-018`
Alternative APNs	`4030000018 96059489` `96059489`

Exterior

Lot Area	49,982 sqft (1.14 acres)

Location & Zoning

Street Address	2958 WHITTEN RD
City	WATERLOO
State	SC
Zip	29384-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2
Legal Subdivision	SLIER TRACT
Legal Lot Number	2
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	1
Census Block	1033
Census Tract	921002

Owner

Source: Laurens County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2958 WHITTEN RD, WATERLOO, SC 29384-5414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Warranty Deed, Transfer · Line of Credit DELTA COMMUNITY CU
Jan 31, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2025 · Amount on Record
Deed Sale	Apr 16, 2025 · Amount on Record
Deed Document Number	20253228
Deed Book / Page	1895 / 82
Prior Transfer Date	Jan 11, 2022
Prior Transfer Doc	0D16290052
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAURENS SC
Recording Date	Apr 16, 2025
Property Address	2958 WHITTEN RD, WATERLOO, SC 29384-5414
Document Number	0D18950082
Book / Page	D1895 / 82
Map Reference	MB 39 PG 86
Instrument Date	Apr 11, 2025
Instrument	2025003228
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2958 WHITTEN RD, WATERLOO, SC 29384-5414

Mortgage

Document Number	2025003229
Date	Apr 16, 2025
Instrument	2025003229

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Mortgage

Document Number	0M31410014
Date	Apr 16, 2025
Book Page	M3141/14
Instrument	2025003230

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union
Address	315 HIGHWAY 74 N, PEACHTREE CITY, GA 30269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

Interest

Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAURENS SC
Recording Date	Jan 31, 2022
Property Address	2958 WHITTEN RD, WATERLOO, SC 29384-5414
Document Number	0D16290052
Book / Page	D1629 / 52
Map Reference	MB 39 PG 86
Instrument Date	Jan 11, 2022
Instrument	2022000888
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 56 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,116.00 (+1.65%)	$16,760 (-) Land $5,960 Building $10,800
2024	$6,017.00 (+11.18%)	$16,760 (+22.96%) Land $5,960 Building $10,800
2023	$5,412.00 (+23%) Homeowner's exemption	$13,630 (+21.91%) Land $4,542 Building $9,088	$227,200 (-31.15%) Building $227,200
2022	$1,640.00 Homeowner's exemption	$11,180 Land $3,980 Building $7,200	$330,000 (-) Land $150,000 Building $180,000
2021			$330,000 Land $150,000 Building $180,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2013–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENWOOD CPW (2410001) serves 52,022 people · EPA ID SC2410001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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