1830 Whitten Rd, Waterloo, SC 29384 Property Records

Laurens County property record for 1830 Whitten Rd, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	5.26 acres (229,268 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Sep 2017)
Tax Bill	$4,069 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`402-00-00-058`

Property Details

APN / Parcel Number

Primary APN	`402-00-00-058`
Alternative APNs	`4020000058 00021564` `00021564`

Exterior

Lot Area	229,268 sqft (5.26 acres)

Location & Zoning

Street Address	1830 WHITTEN RD
City	WATERLOO
State	SC
Zip	29384-5158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	371-026
Legal Subdivision	SHANNON POINTE
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	1
Census Block	1035
Census Tract	921002

Owner

1830 Whitten Rd is owned and occupied by two individuals who bought it in September 2017.

Source: Laurens County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1830 WHITTEN RD, WATERLOO, SC 29384-5158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage COUNTYBANK
Sep 25, 2017	Grant Deed, Transfer COUNTYBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Prior Sale	Oct 28, 2011 · Amount on File
Deed Document Number	20178976
Deed Book / Page	1345 / 23
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Recording Date	May 14, 2026
Property Address	1830 WHITTEN RD, WATERLOO, SC 29384-5158
Document Number	0000004832
Book / Page	3303 / 1
Instrument Date	May 7, 2026
Instrument	20264832
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1830 WHITTEN RD, WATERLOO, SC 29384-5158

Mortgage

Document Number	0000004832,
Date	May 14, 2026
Book Page	3303/1
Instrument	20264832

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	1830 WHITTEN RD, WATERLOO, SC 29384-5158
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M30100080
Date	Mar 11, 2024
Book Page	M3010/80
Instrument	2024001829

Lender

Name	TRUIST BANK
Type	Bank
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	1830 WHITTEN RD, WATERLOO, SC 29384-5158
Document Number	0026280181
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 WHITTEN RD WATERLOO SC 293845158, WATERLOO, SC 29384-5158

Mortgage

Document Number	0026280181
Date	Oct 8, 2020
Book Page	002628/000181
Instrument	7894

Lender

Name	COUNTYBANK
Type	Bank
Address	GREENVILLE, SC 29615

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Sep 25, 2017
Property Address	1830 WHITTEN RD, WATERLOO, SC 29384-5158
Document Number	0013450023
Book / Page	001345 / 000023
Instrument Date	Sep 20, 2017
Instrument	8976
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,961.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1830 WHITTEN RD WATERLOO SC 293845158, WATERLOO, SC 29384-5158

Mortgage

Document Number	23790208
Date	Sep 25, 2017
Book Page	002379/000208
Instrument	8977

Lender

Name	COUNTYBANK
Type	Bank
Address	GREENVILLE, SC 29615

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1830 Whitten Rd was $4,069, up 4.2% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 56 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,069.00 (+4.17%)	$21,620 (-) Land $12,400 Building $9,220
2024	$3,906.00 (+39.6%)	$21,620 (+25.87%) Land $12,400 Building $9,220
2023	$2,798.00 (-25.9%)	$17,176 (-20.56%) Land $1,056 Building $16,120	$429,410 (-20.55%) Land $26,410 Building $403,000
2022	$3,776.00	$21,620 Land $12,400 Building $9,220	$540,500 (-) Land $310,000 Building $230,500
2021			$540,500 Land $310,000 Building $230,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1830 Whitten Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2013–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1830 Whitten Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENWOOD CPW (2410001) serves 52,022 people · EPA ID SC2410001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whitten Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures