San Diego County property record for 2955 Cottingham St, Oceanside, CA 92054 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1980 |
| Square Footage | 2,174 sqft Living Area |
| Lot Size | 5,200 sqft (0.119 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $3,246.00 (2025) |
| Primary APN | 146-281-21-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,174 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Tile Roof |
| Lot Area | 5,200 sqft (0.119 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 2955 COTTINGHAM ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-3736 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 48 TR 007985 |
| Legal Subdivision | MESA PINES |
| Legal Tract | 007985 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 18510 |
Source: San Diego County records · APN 146-281-21-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2955 COTTINGHAM ST, OCEANSIDE, CA 92054-3736 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2003 |
| Transfer Doc | 0000299604 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2955 COTTINGHAM ST, OCEANSIDE, CA 92054-3736 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 2955 COTTINGHAM ST, OCEANSIDE, CA 92054-3736 |
| Document Number | 0000331619 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025-0331619 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $298,662 (+2%) Land $84,503 Building $214,159 | |
| 2025 | $3,246.00 (+5.29%) Homeowner's exemption | $292,807 (+4.04%) Land $82,847 Building $209,960 |
| 2023 | $3,083.00 (+1.58%) Homeowner's exemption | $281,439 Land $79,631 Building $201,808 |
| 2022 | $3,035.00 |
2955 Cottingham St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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