2948 Cottingham St, Oceanside, CA 92054 Property Records

San Diego County property record for 2948 Cottingham St, Oceanside, CA 92054 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1979
Square Footage1,943 sqft Living Area
Lot Size5,333 sqft (0.122 acres)
OccupancyOwner Occupied
Last Sale$460,000 (2014)
Tax Bill$6,275.00 (2025)

Property Details

APN / Parcel Number

Primary APN146-281-26-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,943 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area5,333 sqft (0.122 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address2948 COTTINGHAM ST
CityOCEANSIDE
StateCA
Zip92054-3733
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 54 TR 007985
Legal SubdivisionMESA PINES
Legal Tract007985
Legal Block1
Legal Lot Number54
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1005
Census Tract18510

Owner

Source: San Diego County records · APN 146-281-26-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2948 COTTINGHAM ST, OCEANSIDE, CA 92054-3733
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Mar 24, 2017Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2014 · Amount on Record
Deed SaleApr 17, 2014 · Amount on Record
Prior SaleOct 11, 2013 · Amount on Record
Deed Doc Number2014153945
Last Transfer DateNov 04, 2016
Transfer Doc0000671863
Record RefreshedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2948 COTTINGHAM ST, OCEANSIDE, CA 92054-3733
Transaction TypeMortgage
Record UpdatedOct 09, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address2948 COTTINGHAM ST, OCEANSIDE, CA 92054-3733

Mortgage

Document Number0000262800
DateSep 28, 2023
Instrument2023-0262800
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 30, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2948 COTTINGHAM ST, OCEANSIDE, CA 92054-3733
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000133936
DateMar 24, 2017
Instrument2017-0133936
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMar 31, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2948 COTTINGHAM ST, OCEANSIDE, CA 92054-3733
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2948 COTTINGHAM ST, OCEANSIDE, CA 92054-3733

Mortgage

Document Number0000718843
DateOct 15, 2021
Instrument2021-0718843
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$575,160 (+2%) Land $286,362 Building $288,798
2025$6,275.00 (+5.23%) Homeowner's exemption$563,884 (+4.04%) Land $280,748 Building $283,136
2023$5,963.00 (+1.57%) Homeowner's exemption$541,991 Land $269,848 Building $272,143
2022$5,871.00

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