2955 Calico Rd, Berea, KY 40403 Property Records

Garrard County property record for 2955 Calico Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1968
Lot Size	1.49 acres (65,195 sqft)
Owner	Company Name on Record
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Apr 2014 Mortgage Jun 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-001`

Property Details

APN / Parcel Number

Primary APN	`70-001`
Alternative APN	`19215`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,195 sqft (1.49 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	19215
Street Address	2955 CALICO RD
City	BEREA
State	KY
Zip	40403-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1 & 2
Legal Tract	1
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2015
Census Tract	970400

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9636 MOORE RD, PLEASANT GROVE, CA 95668-9614
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2014	Deed of Trust, Mortgage PROVIDENT FUNDING ASSOCIATES, L.P.
Jun 4, 2008	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB
Nov 30, 2005	Deed of Trust, Mortgage · Line of Credit BEREA NATIONAL BANK
Jun 7, 2017	Deed, Transfer
Apr 5, 2014	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 26, 2014
Transfer Doc	000274/332
Record Updated	Oct 29, 2026

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	2955 CALICO RD, BEREA, KY 40403-8833
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000331/114
Date	Apr 5, 2014
Book Page	331/114
Instrument	120229

Lender

Name	PROVIDENT FUNDING ASSOCIATES, L.P.
Address	SAN BRUNO, CA 94066

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2044

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	2955 CALICO RD, BEREA, KY 40403-8833
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M284/121
Date	Jun 4, 2008
Book Page	M284/121
Instrument	95365

Lender

Name	COUNTRYWIDE BANK FSB
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2038

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	2955 CALICO RD, BEREA, KY 40403-8833
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2955 CALICO RD, BEREA, KY 40403-8833
Investor	Possibly a Property Investor

Mortgage

Document Number	00M252/402
Date	Nov 30, 2005
Book Page	M252/402
Instrument	68341

Lender

Name	BEREA NATIONAL BANK
Address	BEREA, KY 40403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 18, 2025

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 7, 2017
Property Address	2955 CALICO RD, BEREA, KY 40403-8833
Document Number	000289/054
Book / Page	289 / 054
Instrument Date	Jun 7, 2017
Instrument	134807
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9636 MOORE RD, PLEASANT GROVE, CA 95668-9614

April 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRARD KY
Recording Date	Apr 5, 2014
Property Address	2955 CALICO RD, BEREA, KY 40403-8833
Document Number	000274/332
Book / Page	274 / 332
Instrument Date	Feb 26, 2014
Instrument	120228
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2955 CALICO RD, BEREA, KY 40403-8833

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (+12.99%) Land $30,000 Building $170,000	$200,000 (+12.99%) Land $30,000 Building $170,000
2025	$1,804.00 (-0.5%)	$177,000 (-) Land $25,000 Building $152,000	$177,000 (-) Land $25,000 Building $152,000
2024	$1,813.00 (-2.84%)	$177,000 (-) Land $25,000 Building $152,000	$177,000 (-) Land $25,000 Building $152,000
2023	$1,866.00 (-0.9%)	$177,000 (-) Land $25,000 Building $152,000	$177,000 (-) Land $25,000 Building $152,000
2022	$1,883.00	$177,000 Land $25,000 Building $152,000	$177,000 Land $25,000 Building $152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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