2564 Calico Rd, Berea, KY 40403 Property Records

Garrard County property record for 2564 Calico Rd, Berea, KY 40403

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 364 sqft · built 2007
Lot Size	10.9 acres (477,330 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Sep 2023)
Tax Bill	$592 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`69-007`

Property Details

APN / Parcel Number

Primary APN	`69-007`
Alternative APN	`17961`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	364 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	477,330 sqft (10.9 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	17961
Street Address	2564 CALICO RD
City	BEREA
State	KY
Zip	40403-9079
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HOUSE & LAND
Legal Subdivision	REVISED PLAT
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2014
Census Tract	970400

Owner

2564 Calico Rd, a rural home, is owned and occupied by two individuals who bought it in September 2023.

Source: Garrard County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2564 CALICO RD, BEREA, KY 40403-9079
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Dec 15, 2022 · Amount on File
Deed Document Number	2023177787
Deed Book / Page	322 / 793
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Recording Date	Apr 1, 2026
Property Address	2564 CALICO RD, 2474, BEREA, KY 40403-9079
Document Number	0000213381
Book / Page	469 / 849
Instrument Date	Mar 27, 2026
Instrument	2026213381
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	2564 CALICO RD, 2474, BEREA, KY 40403-9079
Investor	Possibly a Property Investor

Mortgage

Document Number	0000213381,
Date	Apr 1, 2026
Book Page	469/849
Instrument	2026213381

Lender

Name	PARK FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2564 Calico Rd was $592, down 0.5% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,000 (+11.88%)	$210,000 (+261.45%) Land $205,000 Building $5,000
2025	$592.00 (-0.5%)	$58,100 (+9.42%) Land $4,100 Building $54,000	$58,100 (+9.42%) Land $4,100 Building $54,000
2024	$595.00 (-2.78%)	$53,100 (-) Land $4,100 Building $49,000	$53,100 (-) Land $4,100 Building $49,000
2023	$612.00 (-0.97%)	$53,100 (-) Land $4,100 Building $49,000	$53,100 (-) Land $4,100 Building $49,000
2022	$618.00	$53,100 Land $4,100 Building $49,000	$53,100 Land $4,100 Building $49,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2564 Calico Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2564 Calico Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream DSL	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Calico Rd

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