2955 Avalon Dr, Elgin, IL 60124 Property Records

Kane County property record for 2955 Avalon Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,225 sqft · built 1997
Lot Size0.238 acres (10,352 sqft)
Owner2 Individual Names on File
Last Sale$283,000 (Jun 2018)
Tax Bill$9,935 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-127-018

Property Details

APN / Parcel Number

Primary APN06-17-127-018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,225 sqft Living Area
Gross Area3,133 sqft
Basement Area908 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area10,352 sqft (0.238 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2955 AVALON DR
CityELGIN
StateIL
Zip60124-8054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRANDALL RIDGE UNIT 4 LOT 81
Legal SubdivisionRANDALL RIDGE
Legal Block4
Legal Lot Number81
Legal Unit4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4027
Census Tract851904

Owner

Source: Kane County records · APN 06-17-127-018

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2955 AVALON DR, ELGIN, IL 60124-8054
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2017Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jun 07, 2018Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2018 · Amount on Record
Deed SaleJun 07, 2018 · Amount on Record
Prior SaleJan 13, 1997 · Amount on Record
Deed Document Number201826727
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2955 AVALON DR, ELGIN, IL 60124-8054
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062438
DateNov 30, 2017
Instrument2017K062438
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 28, 2047
Interest
Rate TypeAdjustable Rate
Rate4.69%
Change FrequencyMonthly

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 07, 2018
Property Address2955 AVALON DR, ELGIN, IL 60124-8054
Document Number0000026727
Instrument DateMay 31, 2018
Instrument2018K026727
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$283.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2955 AVALON DR, 2955, ELGIN, IL 60124-8054

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 NAUSER LN, SCHAUMBURG, IL 60194-4310

Mortgage

Document Number0000026728
DateJun 07, 2018
Instrument2018K026728
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,935.00 (+7.66%) Homeowner's exemption
2024$124,219 (+21.39%) Land $28,317 Building $95,902$372,806 (+21.44%) Land $84,985 Building $287,821
2022$9,228.00 (+3.46%) Homeowner's exemption$102,327 (+6.96%) Land $23,326 Building $79,001$306,981 (+6.96%) Land $69,978 Building $237,003
2021$8,919.00 Homeowner's exemption$95,668 Land $21,808 Building $73,860$287,004 Land $65,424 Building $221,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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