2954 Avalon Dr, Elgin, IL 60124 Property Records

Kane County property record for 2954 Avalon Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,573 sqft · built 1997
Lot Size	0.251 acres (10,912 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Jun 1997)
Tax Bill	$11,042 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-17-127-015`

Property Details

APN / Parcel Number

Primary APN	`06-17-127-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,573 sqft Living Area
Gross Area	3,737 sqft
Basement Area	1,164 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	10,912 sqft (0.251 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2954 AVALON DR
City	ELGIN
State	IL
Zip	60124-8056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDALL RIDGE UNIT 4 LOT 78
Legal Subdivision	RANDALL RIDGE
Legal Block	4
Legal Lot Number	78
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4027
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2954 AVALON DR, ELGIN, IL 60124-8056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 1997 · Amount on Record
Deed Sale	Jun 17, 1997 · Amount on Record
Deed Document Number	199739229
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2954 AVALON DR, ELGIN, IL 60124-8056
Document Number	0000007156
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2954 AVALON DR ELGIN IL 601248056, ELGIN, IL 60124-8056

Mortgage

Document Number	0000007156
Date	Feb 7, 2020
Instrument	7156

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,042.00 (+7.67%) Homeowner's exemption	$148,997 (+8.57%) Land $30,744 Building $118,253	$447,170 (+8.57%) Land $92,269 Building $354,901
2024		$137,236 (+21.39%) Land $28,317 Building $108,919	$411,873 (+21.44%) Land $84,985 Building $326,888
2022	$10,255.00 (+3.42%) Homeowner's exemption	$113,050 (+6.96%) Land $23,326 Building $89,724	$339,150 (+6.96%) Land $69,978 Building $269,172
2021	$9,916.00 Homeowner's exemption	$105,694 Land $21,808 Building $83,886	$317,082 Land $65,424 Building $251,658

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20