Lake County property record for 2946 Southern Pines Loop, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,069 sqft · built 2012 |
| Lot Size | 0.216 acres (9,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Nov 2018) |
| Tax Bill | $4,597 (2024) |
| Deeds & Mortgages | Jan 2018 Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-22-26-1900-000-03600 |
| Primary APN | 33-22-26-1900-000-03600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,069 sqft Living Area |
| Gross Area | 2,849 sqft |
| 1st Floor Area | 2,069 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,392 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 390 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 317 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3839306 |
|---|---|
| Street Address | 2946 SOUTHERN PINES LOOP |
| City | CLERMONT |
| State | FL |
| Zip | 34711-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SOUTHERN PINES PB 55 PG 29-30 LOT 36 ORB 5200 PG 785 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 33 |
| Legal Subdivision | SOUTHERN PINES |
| Legal Tract | A,B |
| Legal Lot Number | 36 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2089 |
| Census Tract | 31315 |
2946 Southern Pines Loop is owned and occupied by two individuals who bought it in November 2018.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2946 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 20, 2018 | Warranty Deed, Transfer CONCIERGE TITLE SERVICES LLC, CONCIERGE TITLE SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Nov 30, 2012 · Amount on File |
| Deed Document Number | 2018135037 |
| Deed Book / Page | 5200 / 785 |
| Prior Transfer Date | Nov 29, 2005 |
| Prior Transfer Doc | 0030222026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2946 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9001 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050501306 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 5050/1306 |
| Instrument | 2018002409 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 20, 2018 |
| Property Address | 2946 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9001 |
| Document Number | 0052000785 |
| Book / Page | 005200 / 000785 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 135037 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2018 |
| Title Company | CONCIERGE TITLE SERVICES LLC, CONCIERGE TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2946 SOUTHERN PINES LOOP CLERMONT FL 347119001, CLERMONT, FL 34711-9001 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,690 (+2.9%) | $419,523 (-0.04%) Land $100,000 Building $319,523 | |
| 2025 | $319,430 Land $100,000 Building $219,430 | $419,684 Land $100,000 Building $319,684 | |
| 2024 | $4,597.00 (+1.91%) | ||
| 2023 | $4,511.00 (+3.04%) Homeowner's exemption | $301,390 (+3%) | $343,650 (+0.07%) Land $60,000 Building $283,650 |
| 2022 | $4,378.00 Homeowner's exemption | $292,620 | $343,423 Land $60,000 Building $283,423 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2946 Southern Pines Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2946 Southern Pines Loop is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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