2946 Southern Pines Loop, Clermont, FL 34711 Property Records

Lake County property record for 2946 Southern Pines Loop, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,069 sqft · built 2012
Lot Size0.216 acres (9,392 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Nov 2018)
Tax Bill$4,597 (2024)
Deeds & MortgagesJan 2018 Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN33-22-26-1900-000-03600

Property Details

APN / Parcel Number

Primary APN33-22-26-1900-000-03600
Alternative APNs
  • 262233190000003600
  • 3839306

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,069 sqft Living Area
Gross Area2,849 sqft
1st Floor Area2,069 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,392 sqft (0.216 acres)
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area390 sqft
PorchFinished/Open Porch
Porch Area317 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3839306
Street Address2946 SOUTHERN PINES LOOP
CityCLERMONT
StateFL
Zip34711-9001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSOUTHERN PINES PB 55 PG 29-30 LOT 36 ORB 5200 PG 785
Legal Range26E
Legal Township22S
Legal Section33
Legal SubdivisionSOUTHERN PINES
Legal TractA,B
Legal Lot Number36
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2089
Census Tract31315

Owner

2946 Southern Pines Loop is owned and occupied by two individuals who bought it in November 2018.

Source: Lake County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address2946 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 20, 2018Warranty Deed, Transfer
CONCIERGE TITLE SERVICES LLC, CONCIERGE TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2018 · Amount on File
Deed SaleNov 20, 2018 · Amount on File
Prior SaleNov 30, 2012 · Amount on File
Deed Document Number2018135037
Deed Book / Page5200 / 785
Prior Transfer DateNov 29, 2005
Prior Transfer Doc0030222026
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address2946 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9001
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050501306
DateJan 8, 2018
Book Page5050/1306
Instrument2018002409
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 20, 2018
Property Address2946 SOUTHERN PINES LOOP, CLERMONT, FL 34711-9001
Document Number0052000785
Book / Page005200 / 000785
Instrument DateNov 16, 2018
Instrument135037
Transaction TypeTransfer
Record UpdatedDec 6, 2018
Title CompanyCONCIERGE TITLE SERVICES LLC, CONCIERGE TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$2,275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2946 SOUTHERN PINES LOOP CLERMONT FL 347119001, CLERMONT, FL 34711-9001

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,690 (+2.9%)$419,523 (-0.04%) Land $100,000 Building $319,523
2025$319,430 Land $100,000 Building $219,430$419,684 Land $100,000 Building $319,684
2024$4,597.00 (+1.91%)
2023$4,511.00 (+3.04%) Homeowner's exemption$301,390 (+3%)$343,650 (+0.07%) Land $60,000 Building $283,650
2022$4,378.00 Homeowner's exemption$292,620$343,423 Land $60,000 Building $283,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2946 Southern Pines Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2946 Southern Pines Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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