Orange County property record for 2954 Bonanza, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,558 sqft · built 1986 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,106 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-432-05 |
| Primary APN | 680-432-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,558 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 8,250 sqft (0.189 acres) |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2954 BONANZA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 11932 BLK LOT 30 |
| Legal Subdivision | TRACT 11932 |
| Legal Tract | 11932 |
| Legal Lot Number | 30 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 42205 |
2954 Bonanza is owner-occupied and held in a trust since May 2021.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2954 BONANZA, SAN CLEMENTE, CA 92673-3431 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| May 25, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| May 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage THAYER FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 13, 2021 |
| Transfer Doc | 0000340601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2954 BONANZA, SAN CLEMENTE, CA 92673-3431 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2954 BONANZA, SAN CLEMENTE, CA 92673-3431 |
| Document Number | 0000537799 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021000537799 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 25, 2021 |
| Property Address | 2954 BONANZA, SAN CLEMENTE, CA 92673-3431 |
| Document Number | 0000340601 |
| Map Reference | MB 531 PG 15-19 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021000340601 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2954 BONANZA, SAN CLEMENTE, CA 92673-3431 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 18, 2021 |
| Property Address | 2954 BONANZA, SAN CLEMENTE, CA 92673-3431 |
| Document Number | 0000328749 |
| Map Reference | MB 531 PG 15-19 |
| Instrument Date | May 6, 2021 |
| Instrument | 2021000328749 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2954 BONANZA, SAN CLEMENTE, CA 92673-3431 |
| Document Number | 0000328750 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021000328750 |
| Name | THAYER FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 2954 Bonanza was $4,106 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $420,254 (+2%) Land $220,782 Building $199,472 | |
| 2025 | $4,106.00 Homeowner's exemption | $412,014 Land $216,453 Building $195,561 |
| 2023 | $3,950.00 (+1.96%) Homeowner's exemption | $396,016 Land $208,048 Building $187,968 |
| 2022 | $3,874.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2954 Bonanza in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2954 Bonanza is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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