2953 White Stable Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2953 White Stable Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,708 sqft · built 1991
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jun 2022)
Tax Bill	$3,277 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`A870002971`

Property Details

APN / Parcel Number

Primary APN	`A870002971`
Alternative APN	`2-0069-6123-00-0099.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	1,052 sqft
Basement Area	986 sqft
Finished Basement	656 sqft
Unfinished Basement	330 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870002971
Street Address	2953 WHITE STABLE DR
City	O FALLON
State	MO
Zip	63368-7855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORGAN OAKS #2 LOT 99
Legal Subdivision	MORGAN OAKS #2
Legal Lot Number	99
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2009
Census Tract	311739

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2953 WHITE STABLE DR, O FALLON, MO 63368-7855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 24, 2021	Warranty Deed, Transfer · Line of Credit BDS 44 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Nov 24, 2021 · Amount on Record
Deed Document Number	202233567
Prior Transfer Date	Apr 19, 2007
Prior Transfer Doc	0000361470
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 15, 2022
Property Address	2953 WHITE STABLE DR, O FALLON, MO 63368-7855
Document Number	0000033567
Map Reference	MB 26 PG 40
Instrument Date	Jun 14, 2022
Instrument	2022R-033567
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	PLATINUM TITLE LLC, PLATINUM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2953 WHITE STABLE DR, O FALLON, MO 63368-7855

Mortgage

Document Number	0000033568
Date	Jun 15, 2022
Instrument	2022R-033568

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 24, 2021
Property Address	2953 WHITE STABLE DR, O FALLON, MO 63368-7855
Document Number	0000096030
Map Reference	MB 26 PG 40
Instrument Date	Nov 22, 2021
Instrument	2021R-096030
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5382 WESTWOOD DR, WELDON SPRING, MO 63304-7657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 SEPTEMBER ST, MOSCOW MILLS, MO 63362-2356

Mortgage

Document Number	0000096031
Date	Nov 24, 2021
Instrument	2021R-096031

Lender

Name	BDS 44 LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,058 (-)	$263,463 (-) Building $263,463
2025	$3,277.00 (+5.81%)	$50,058 (+6.72%)	$263,463 (+6.72%) Building $263,463
2024	$3,097.00
2023		$46,905
2022			$246,867 Land $45,000 Building $201,867

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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