2942 White Stable Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2942 White Stable Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,900 sqft · built 1987
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$188,888 (Sep 2022)
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A870002965`

Property Details

APN / Parcel Number

Primary APN	`A870002965`
Alternative APN	`2-0069-6123-00-0093.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,900 sqft Living Area
Gross Area	3,304 sqft
1st Floor Area	1,210 sqft
Basement Area	942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	378 sqft
Deck Area	Deck Area
Patio Area	968 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870002965
Street Address	2942 WHITE STABLE DR
City	O FALLON
State	MO
Zip	63368-7857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORGAN OAKS #2 LOT 93
Legal Subdivision	MORGAN OAKS #2
Legal Lot Number	93
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3010
Census Tract	311739

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2942 WHITE STABLE DR, O FALLON, MO 63368-7857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Sep 1, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Deed Document Number	202248481
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 1, 2022
Property Address	2942 WHITE STABLE DR, O FALLON, MO 63368-7857
Document Number	0000048481
Map Reference	MB 26 PG 40
Instrument Date	Aug 30, 2022
Instrument	2022R-048481
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57737 S 700 RD, COLCORD, OK 74338-1335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2942 WHITE STABLE DR, O FALLON, MO 63368-7857

Mortgage

Document Number	0000048482
Date	Sep 1, 2022
Instrument	2022R-048482

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Sep 1, 2022
Property Address	2942 WHITE STABLE DR, O FALLON, MO 63368-7857
Document Number	0000048480
Map Reference	MB 26 PG 40
Instrument Date	Aug 30, 2022
Instrument	2022R-048480
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57737 S 700 RD, COLCORD, OK 74338-1335

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,898 (-)	$309,992 (-) Land $55,000 Building $254,992
2025	$3,848.00	$58,898 (+8.96%)	$309,992 (+8.96%) Land $55,000 Building $254,992
2023		$54,057
2022			$284,512 Land $45,000 Building $239,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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