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2951 Settlers Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2951 Settlers Trl, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,889 sqft · built 2000
Lot Size0.198 acres (8,625 sqft)
OwnerCompany Name on File
Last Sale$351,469 (Aug 2023)
Tax Bill$5,880 (2025)
Deeds & MortgagesAug 2023 Sale
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN85111

Property Details

APN / Parcel Number

Primary APN85111
Alternative APN
  • 152630057600010740

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,889 sqft Heated Area
Gross Area2,667 sqft
1st Floor Area1,889 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeFinished
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area316 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85111
Street Address2951 SETTLERS TRL
CitySAINT CLOUD
StateFL
Zip34772-8837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionCANOE CREEK LAKES UNIT 2 PB 8 PG 137 LOT 74
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionCANOE CREEK LAKES
Legal Tract576
Legal Block1
Legal Lot Number74
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43208

Owner

2951 Settlers Trl is owned by a company that bought it in August 2023.

Source: Osceola County records, as of December 11, 2025

Owner of RecordCompany Name on File
Mailing Address2340 COLLINS AVE STE 700, 700, MIAMI BEACH, FL 33139-1637
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Special Warranty Deed, Construction Loan
ATTORNEY ONLY, ATTORNEY
Mar 27, 2020Warranty Deed, Transfer
OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2023 · Amount on File
Deed SaleAug 11, 2023 · Amount on File
Prior SaleNov 3, 2021
Deed Document Number2023104589
Deed Book / Page6456 / 112
Record UpdatedJun 8, 2026

August 2023: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 11, 2023
Property Address2951 SETTLERS TRL, SAINT CLOUD, FL 34772-8837
Document Number0064560112
Book / Page6456 / 112
Map ReferenceMB 8 PG 137
Instrument DateAug 10, 2023
Instrument2023104589
Transaction TypeConstruction Loan
Record UpdatedAug 31, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$2,460.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2340 COLLINS AVE # 700, 700, MIAMI BEACH, FL 33139-1604

Transferred To (Grantee/Buyer)

NameVerified Name
Address1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
InvestorPossibly a Property Investor

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 27, 2020
Property Address2951 SETTLERS TRL, SAINT CLOUD, FL 34772-8837
Document Number0056992869
Book / Page005699 / 002869
Instrument DateMar 19, 2020
Instrument43854
Transaction TypeTransfer
Record UpdatedJun 8, 2020
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2951 Settlers Trl was $5,880.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,880.00$328,300 Land $75,000 Building $253,300$328,300 Land $75,000 Building $253,300
2023$5,937.00 (+13.28%)$351,800 (+21.06%) Land $65,000 Building $286,800$351,800 (+21.06%) Land $65,000 Building $286,800
2022$5,241.00$290,600 Land $60,000 Building $230,600$290,600 Land $60,000 Building $230,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2951 Settlers Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2951 Settlers Trl is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50

May also be available: CenturyLink, Verizon, Xfinity.

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