Osceola County property record for 2901 Settlers Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,634 sqft · built 1997 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (May 2019) |
| Tax Bill | $3,697 (2025) |
| Deeds & Mortgages | May 2019 Sale Nov 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85112 |
| Primary APN | 85112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,634 sqft Heated Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 854 sqft |
| Upper Floors Area | 780 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,718 sqft (0.269 acres) |
| Lot Dimensions | 115 ft deep x 103 ft wide |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 57 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 436 sqft |
| Patio Area | 240 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 85112 |
|---|---|
| Street Address | 2901 SETTLERS TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK LAKES UNIT 2 PB 8 PG 137 LOT 75 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 15 |
| Legal Subdivision | CANOE CREEK LAKES |
| Legal Tract | 576 |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43208 |
Source: Osceola County records · APN 85112
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2901 SETTLERS TRL, SAINT CLOUD, FL 34772-8837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 14, 2018 | Grant Deed, Transfer |
| Sep 11, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on Record |
| Deed Sale | May 16, 2019 · Amount on Record |
| Prior Sale | Nov 14, 2018 |
| Deed Document Number | 0055251855 |
| Deed Book / Page | 5525 / 1855 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 16, 2019 |
| Property Address | 2901 SETTLERS TRL, SAINT CLOUD, FL 34772-8837 |
| Document Number | 0055251855 |
| Book / Page | 005525 / 001855 |
| Instrument Date | May 16, 2019 |
| Instrument | 63521 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,645.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2901 SETTLERS TRL ST CLOUD FL 347728837, ST CLOUD, FL 34772-8837 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 14, 2018 |
| Property Address | 2901 SETTLERS TRL, SAINT CLOUD, FL 34772-8837 |
| Document Number | 0054330978 |
| Book / Page | 005433 / 000978 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 168344 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 117B BROADWAY KISSIMMEE FL 347415713, KISSIMMEE, FL 34741-5713 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 11, 2018 |
| Property Address | 2901 SETTLERS TRL, SAINT CLOUD, FL 34772-8837 |
| Document Number | 0053981593 |
| Book / Page | 005398 / 001593 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 135983 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 20, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | PO BOX 621772 ORLANDO FL 328621772, ORLANDO, FL 32862-1772 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,697.00 (+6.42%) Homeowner's exemption Widower's exemption | $254,454 (+5.99%) | $342,100 (-0.84%) Land $75,000 Building $267,100 |
| 2023 | $3,474.00 (+1.22%) Homeowner's exemption Widower's exemption | $240,081 (+3%) | $345,000 (+17.11%) Land $65,000 Building $280,000 |
| 2022 | $3,432.00 Homeowner's exemption Widower's exemption | $233,089 | $294,600 Land $60,000 Building $234,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020, other causes |
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 50 |
May also be available at this address: AT&T, Xfinity, Verizon, Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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