Lake County property record for 2945 Rancho Vista Dr, Lucerne, CA 95458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,566 sqft · built 1983 |
| Lot Size | 0.179 acres (7,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Oct 2002) |
| Tax Bill | $2,802 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-343-160-000 |
| Primary APN | 006-343-160-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,566 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Construction Type | Wood |
| Lot Area | 7,840 sqft (0.179 acres) |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2945 RANCHO VISTA DR |
|---|---|
| City | LUCERNE |
| State | CA |
| Zip | 95458-8601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | LUCERNE RIVIERA |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 501 |
Source: Lake County records · APN 006-343-160-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2945 RANCHO VISTA DR, LUCERNE, CA 95458-8601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2019 | Deed of Trust, Mortgage · ARM HOMEXPRESS MORTGAGE CORP |
| Nov 28, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage JI-LIANG MANN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2002 · Amount on Record |
| Deed Sale | Oct 03, 2002 · Amount on Record |
| Prior Sale | May 02, 2012 |
| Deed Document Number | 0000022266 |
| Last Transfer Date | Nov 28, 2017 |
| Transfer Doc | 0000015667 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 2945 RANCHO VISTA DR, LUCERNE, CA 95458-8601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000013013 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 2019013013 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 8.37% |
| Max Rate At Change | 10.3% |
| Index | 1-Year LIBOR |
| Max Rate | 13.3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Nov 28, 2017 |
| Property Address | 2945 RANCHO VISTA DR, LUCERNE, CA 95458-8601 |
| Document Number | 0000015667 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 15667 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2945 RANCHO VISTA DR LUCERNE CA 954588601, LUCERNE, CA 95458-8601 |
| Document Number | 15668 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 15668 |
| Name | JI-LIANG MANN |
|---|---|
| Address | 11100 BASYE ST, EL MONTE, CA 91731-1656 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,802.00 (+21.93%) | $212,886 (+4.04%) Land $50,681 Building $162,205 |
| 2023 | $2,298.00 (+0.92%) | $204,621 Land $48,714 Building $155,907 |
| 2022 | $2,277.00 |
Source: FEMA National Flood Hazard Layer as of October 9, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
| Wildfire Risk | High above 88% of the US · above 70% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: DigitalPath.
Based on FCC filings for 100 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures