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2950 Harlow Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2950 Harlow Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,723 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
GarageAttached, 440 sqft
Last Sale$335,000 (2021)
Tax Bill$7,511.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-26-31-0161-0001-2250
Alternative APN
  • 263119016100012250

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,723 sqft Living Area
Gross Area2,398 sqft Gross Area
1st Floor1,723 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Porch Area235 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2950 HARLOW AVE
CitySAINT CLOUD
StateFL
Zip34772-8997
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 225
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4
Legal Phase4
Legal Lot Number225
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1011
Census Tract43304

Owner

Source: Osceola County records · APN 19-26-31-0161-0001-2250

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
GOLDMAN SACHS MORTGAGE COMPANY
Jan 13, 2022Intrafamily Transfer, Transfer
SELENE TITLE LLC
Sep 27, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Oct 12, 2018Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 27, 2021 · Amount on Record
Deed SaleSep 27, 2021 · Amount on Record
Prior SaleOct 12, 2018 · Amount on Record
Deed Doc Number2021149191
Deed Book / Page6051 / 1930
Last Transfer DateDec 30, 2021
Transfer Doc0061290856
Record RefreshedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2950 HARLOW AVE, SAINT CLOUD, FL 34772-8997
Transaction TypeMortgage
Record UpdatedFeb 11, 2022
Title CompanySELENE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061390734
DateJan 28, 2022
Book Page6139/734
Instrument2022015662
Lender
NameGOLDMAN SACHS MORTGAGE COMPANY
TypeMortgage Company
AddressNEW YORK, NY 10282
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 13, 2022
Property Address2950 HARLOW AVE, SAINT CLOUD, FL 34772-8997
Document Number0061290856
Book / Page6129 / 856
Map ReferenceMB 26 PG 79-82
Instrument DateDec 30, 2021
Instrument2022007600
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanySELENE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 27, 2021
Property Address2950 HARLOW AVE, SAINT CLOUD, FL 34772-8997
Document Number0060511930
Book / Page6051 / 1930
Map ReferenceMB 26 PG 79-82
Instrument DateSep 22, 2021
Instrument2021149191
Transaction TypeTransfer
Record UpdatedOct 07, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2950 HARLOW AVE, 2950, SAINT CLOUD, FL 34772-8997

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

October 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 12, 2018
Property Address2950 HARLOW AVE, SAINT CLOUD, FL 34772-8997
Document Number0054161764
Book / Page5416 / 1764
Map ReferenceMB26 PG79
Instrument DateOct 05, 2018
Instrument2018153340
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyINNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,637.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 3020, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address2950 HARLOW AVE, SAINT CLOUD, FL 34772-8997

Mortgage

Document Number2018153343
DateOct 12, 2018
Instrument2018153343
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Type Change DateJan 01, 2024
Change FrequencyAnnually
Min Rate At Change1%
Index1-Year CMT
Margin2
Max Rate5%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,736.00 (+3%)$315,400 (-0.5%) Land $70,000 Building $245,400$315,400 (-0.5%) Land $70,000 Building $245,400
2024$7,511.00 (+2%)
2023$7,364.00 (+8.52%)$317,000 (+15.9%) Land $60,000 Building $257,000$317,000 (+15.9%) Land $60,000 Building $257,000
2022$6,786.00$273,500 Land $55,000 Building $218,500$273,500 Land $55,000 Building $218,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 424 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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