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2939 Harlow Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2939 Harlow Ave, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,527 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
GarageAttached, 400 sqft
Last Sale$325,000 (2021)
Tax Bill$6,587.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-26-31-0161-0001-2170
Alternative APN
  • 263119016100012170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,527 sqft Living Area
Gross Area2,086 sqft Gross Area
1st Floor1,527 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Porch Area159 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2939 HARLOW AVE
CitySAINT CLOUD
StateFL
Zip34772-8995
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 217
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4
Legal Phase4
Legal Lot Number217
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records · APN 19-26-31-0161-0001-2170

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 21, 2019Special Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
CARRINGTON MORTGAGE SERVICES LLC
Aug 02, 2018Warranty Deed, Transfer
INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2021 · Amount on Record
Deed SaleSep 08, 2021 · Amount on Record
Prior SaleFeb 21, 2019 · Amount on Record
Deed Doc Number2021138194
Deed Book / Page6037 / 1413
Record RefreshedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 08, 2021
Property Address2939 HARLOW AVE, SAINT CLOUD, FL 34772-8995
Document Number0060371413
Book / Page6037 / 1413
Map ReferenceMB 26 PG 79-82
Instrument DateSep 02, 2021
Instrument2021138194
Transaction TypeTransfer
Record UpdatedSep 24, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,275.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2939 HARLOW AVE, 2939, SAINT CLOUD, FL 34772-8995

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

February 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 21, 2019
Property Address2939 HARLOW AVE, SAINT CLOUD, FL 34772-8995
Document Number0054802732
Book / Page5480 / 2732
Map ReferenceMB 26 PG 79-82
Instrument DateFeb 20, 2019
Instrument2019022720
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyINNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 3020, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address2939 HARLOW AVE, LAKELAND, FL 33803

Mortgage

Document Number2019022721
DateFeb 21, 2019
Instrument2019022721
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMar 01, 2049
Interest
Rate TypeAdjustable Rate
Rate7.62%
Type Change DateMar 01, 2024
Change FrequencyAnnually
Min Rate At Change7.62%
Max Rate At Change9.62%
Index1-Year LIBOR
Margin6
Max Rate12.6%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 02, 2018
Property Address2939 HARLOW AVE, SAINT CLOUD, FL 34772-8995
Document Number0053772171
Book / Page005377 / 002171
Instrument DateAug 01, 2018
Instrument117583
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,824.00 (+3.6%)$304,800 (+1.06%) Land $75,600 Building $229,200$304,800 (+1.06%) Land $75,600 Building $229,200
2024$6,587.00 (+3.21%)
2023$6,382.00 (+9.37%)$301,600 (+15.64%) Land $64,800 Building $236,800$301,600 (+15.64%) Land $64,800 Building $236,800
2022$5,835.00$260,800 Land $59,400 Building $201,400$260,800 Land $59,400 Building $201,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 424 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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