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295 W Charlotte Ave, Eustis, FL 32726 Property Records

Lake County property record for 295 W Charlotte Ave, Eustis, FL 32726

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,446 sqft · built 1952
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$290,500 (Jul 2025)
Tax Bill$2,934 (2024)
Deeds & MortgagesDec 2022 Line of Credit
Oct 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-19-26-0003-000-05200

Property Details

APN / Parcel Number

Primary APN14-19-26-0003-000-05200
Alternative APNs
  • 261914000300005200
  • 1216567

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,446 sqft Living Area
1st Floor Area1,446 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeCarport
Garage Area210 sqft
CarportCarport
Carport Area210 sqft
Parking Spaces1 Parking Space
PorchScreened/Unfinished Porch
Porch Area437 sqft
Utility Building735 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1216567
Street Address295 W CHARLOTTE AVE
CityEUSTIS
StateFL
Zip32726-6205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionW 100 FT OF E 417 FT OF N 140 FT OF S 1/2 OF NE 1/4 OF SW 1/4 OF SW 1/4 ORB 6561 PG 1169
Legal Range26E
Legal Township19S
Legal Section14
Legal Quarter3
Legal Tract0003
Legal Lot Number52
JurisdictionLAKE FL
Township / Civil DivisionEUSTIS
Census Block Group1
Census Block1042
Census Tract30204

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Oct 19, 2022Intrafamily Transfer, Transfer
Sep 6, 2022Intrafamily Transfer, Transfer
MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO
Oct 16, 2020Warranty Deed, Transfer
MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO
Jul 17, 2019Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2025 · Amount on Record
Deed SaleJul 14, 2025 · Amount on Record
Prior SaleOct 16, 2020 · Amount on Record
Deed Document Number202586004
Deed Book / Page6561 / 1169
Prior Transfer DateJun 18, 2025
Prior Transfer Doc0065611166
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205

Mortgage

Document Number0060721502
DateDec 29, 2022
Book Page6072/1502
Instrument2022165258
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueNov 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateOct 19, 2022
Property Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205
Document Number0060401552
Book / Page6040 / 1552
Instrument DateSep 26, 2022
Instrument2022138168
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateSep 6, 2022
Property Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205
Document Number0060190345
Book / Page6019 / 345
Instrument DateSep 1, 2022
Instrument2022119672
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205

Transferred To (Grantee/Buyer)

NameVerified Name
Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 16, 2020
Property Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205
Document Number0055632411
Book / Page005563 / 002411
Instrument DateOct 15, 2020
Instrument115817
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
Tax$1,330.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address719 TIMMONS RD GRAND RIVERS KY 420459173, GRAND RIVERS, KY 42045-9173

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 17, 2019
Property Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205
Document Number0053111931
Book / Page5311 / 1931
Instrument DateJul 15, 2019
Instrument2019080211
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 191, MOUNT DORA, FL 32756-0191

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address295 W CHARLOTTE AVE, EUSTIS, FL 32726-6205

Mortgage

Document Number0053111933
DateJul 17, 2019
Book Page5311/1933
Instrument2019080212
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$201,224 (-0.01%) Land $43,799 Building $157,425$201,224 (-0.01%) Land $43,799 Building $157,425
2025$201,245 (+3.75%) Land $43,799 Building $157,446$201,245 (+3.75%) Land $43,799 Building $157,446
2024$2,934.00 (+10.38%)
2023$2,658.00 (+6.92%) Homeowner's exemption Additional exemption filed$193,971 (+2.59%)$193,971 (+2.59%) Land $43,799 Building $150,172
2022$2,486.00 Homeowner's exemption Additional exemption filed$189,083$189,083 Land $38,932 Building $150,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1997–1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUSTIS, CITY OF (4 WTPS)
serves 39,721 people · EPA ID FL3350346
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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