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278 W Charlotte Ave, Eustis, FL 32726 Property Records

Lake County property record for 278 W Charlotte Ave, Eustis, FL 32726

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,026 sqft · built 1954
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$34,700 (Oct 2021)
Tax Bill$2,243 (2024)
Deeds & MortgagesOct 2021 Sale
Dec 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN14-19-26-0003-000-07700

Property Details

APN / Parcel Number

Primary APN14-19-26-0003-000-07700
Alternative APNs
  • 261914000300007700
  • 1307589

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,026 sqft Living Area
1st Floor Area1,026 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Block
Construction TypeFrame
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions141 ft deep x 100 ft wide
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1307589
Street Address278 W CHARLOTTE AVE
CityEUSTIS
StateFL
Zip32726-6206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionFROM SE COR OF S 1/2 OF NE 1/4 OF SW 1/4 OF SW 1/4 RUN S 89-28-30 W 217 FT FOR POB RUN S 89-28-30 W 100 FT N 0-43-0 W 141.35 FT N 89-25-0 E 100 FT S 0-43-0 E 141.45 FT TO POB ORB 5022 PG 2018 ORB 5823 PG 1103 ORB 5858 PG 658 ORB 5878 PG 1133
Legal Range26E
Legal Township19S
Legal Section14
Legal Quarter3
Legal SubdivisionACREAGE
Legal Tract0003
Legal Lot Number77
JurisdictionLAKE FL
Township / Civil DivisionEUSTIS
Census Block Group1
Census Block1023
Census Tract30209

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address278 W CHARLOTTE AVE, EUSTIS, FL 32726-6206
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Quit Claim Deed, Transfer
Quitclaim
Dec 15, 2021Correction Deed
ACCOMODATION, ACCOMMODATION
Jan 14, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
INSIGHT CU
Jun 22, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Jun 26, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Nov 6, 2017Warranty Deed, Transfer · Conventional Mortgage
JOHN P DOTY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2021 · Amount on Record
Deed SaleOct 27, 2021 · Amount on Record
Prior SaleNov 6, 2017 · Amount on Record
Deed Document Number2021148798
Deed Book / Page5823 / 1103
Last Transfer DateDec 8, 2021
Transfer Doc0058781133
Record UpdatedJun 8, 2026

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateOct 27, 2021
Property Address278 W CHARLOTTE AVE, EUSTIS, FL 32726-6206
Document Number0058231103
Book / Page5823 / 1103
Instrument DateOct 23, 2021
Instrument2021148798
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

AmountAmount Recorded
Tax$242.90
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 494, EUSTIS, FL 32727-0494

Transferred To (Grantee/Buyer)

NameVerified Name
Address1233 E LAKEVIEW AVE, EUSTIS, FL 32726-5042

December 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionLAKE FL
Recording DateDec 15, 2021
Property Address278 W CHARLOTTE AVE, EUSTIS, FL 32726-6206
Document Number0058580658
Book / Page5858 / 658
Instrument DateAug 12, 2021
Instrument2021173418
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 494, EUSTIS, FL 32727-0494

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 W CHARLOTTE AVE, EUSTIS, FL 32726-6206

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateJan 14, 2022
Property Address278 W CHARLOTTE AVE, EUSTIS, FL 32726-6206
Document Number0058781133
Book / Page5878 / 1133
Instrument DateAug 12, 2021
Instrument2022007611
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address278 W CHARLOTTE AVE, EUSTIS, FL 32726-6206

Mortgage

Document Number0058781137
DateJan 14, 2022
Instrument5878/1137
Lender
NameINSIGHT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address278 W CHARLOTTE AVE, EUSTIS, FL 32726-6206
Document Number0053062135
Instrument DateJun 22, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 W CHARLOTTE AVE EUSTIS FL 327266206, EUSTIS, FL 32726-6206

Mortgage

Document Number0053062135
DateJul 9, 2019
Book Page005306/002135
Instrument76285
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 8, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address278 W CHARLOTTE AVE, EUSTIS, FL 32726-6206
Document Number0051361499
Instrument DateJun 26, 2018
Transaction TypeMortgage
Record UpdatedJul 27, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address278 W CHARLOTTE AVE EUSTIS FL 327266206, EUSTIS, FL 32726-6206

Mortgage

Document Number0051361499
DateJul 10, 2018
Book Page005136/001499
Instrument79071
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 9, 2048

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 6, 2017
Property Address278 W CHARLOTTE AVE, EUSTIS, FL 32726-6206
Document Number0050222018
Book / Page005022 / 002018
Instrument DateOct 31, 2017
Instrument117946
Transaction TypeTransfer
Record UpdatedDec 4, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address278 W CHARLOTTE AVE EUSTIS FL 327266206, EUSTIS, FL 32726-6206

Mortgage

Document Number50222020
DateNov 6, 2017
Book Page005022/002020
Instrument117947
Lender
NameJOHN P DOTY
AddressPO BOX 191, MOUNT DORA, FL 32756-0191
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,027 (-) Land $43,920 Building $104,107$148,027 (-) Land $43,920 Building $104,107
2025$148,027 (+2.35%) Land $43,920 Building $104,107$148,027 (+2.35%) Land $43,920 Building $104,107
2024$2,243.00 (+12.43%)
2023$1,995.00 (-14.71%) Homeowner's exemption$144,623 (+3.49%)$144,623 (+3.49%) Land $43,920 Building $100,703
2022$2,339.00$139,743$139,743 Land $39,040 Building $100,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUSTIS, CITY OF (4 WTPS)
serves 39,721 people · EPA ID FL3350346
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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