295 Torrington Dr, Mount Ulla, NC 28125 Property Records

Rowan County property record for 295 Torrington Dr, Mount Ulla, NC 28125

Property Summary

Property Type	Residential Vacant Land
Lot Size	3.79 acres (165,092 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Aug 2025)
Tax Bill	$313 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`558B073`

Property Details

APN / Parcel Number

Primary APN	`558B073`
Alternative APN	`6112438`

Exterior

Lot Area	165,092 sqft (3.79 acres)

Location & Zoning

Street Address	295 TORRINGTON DR
City	MOUNT ULLA
State	NC
Zip	28125-7676
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	L107 BERKSHIRE SUB PH. 2
Legal Subdivision	BERKSHIRE SUB PH 2
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2036
Census Tract	51901

Owner

295 Torrington Dr, residential vacant land, is owned by two individuals who bought it in August 2025.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 216, DAVIDSON, NC 28036-0216
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Oct 28, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on File
Deed Sale	Aug 21, 2025 · Amount on File
Prior Sale	May 4, 2021 · Amount on File
Deed Book / Page	1467 / 595
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 4, 2021
Property Address	295 TORRINGTON DR, MOUNT ULLA, NC 28125-7676
Document Number	0013740337
Book / Page	1374 / 337
Map Reference	MB 9995 PG 6275
Instrument Date	Apr 29, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21031 CATAWBA AVE STE 105, 21031, CORNELIUS, NC 28031-8827

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	295 TORRINGTON DR, MOUNT ULLA, NC 28125-7676

Mortgage

Document Number	1374338
Date	May 4, 2021
Instrument	1374/338

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 3, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	May 3, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	10.2%
Index	5-Year CMT
Max Rate	10.2%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 28, 2019
Property Address	295 TORRINGTON DR, MOUNT ULLA, NC 28125-7676
Document Number	0013370049
Book / Page	001337 / 000049
Instrument Date	Oct 24, 2019
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21031 CATAWBA AVE #105 CORNELIUS NC 280318827, 105, CORNELIUS, NC 28031-8827

Tax Assessment & Valuation

The 2026 property tax bill for 295 Torrington Dr was $313.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$313.00	$46,750 Land $46,750	$46,750 Land $46,750
2023	$313.00	$46,750 Land $46,750	$46,750 Land $46,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 295 Torrington Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Torrington Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Torrington Dr

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