170 Torrington Dr, Mount Ulla, NC 28125 Property Records

Rowan County property record for 170 Torrington Dr, Mount Ulla, NC 28125

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,320 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Nov 2017)
Tax Bill	$3,522 (2026)
Deeds & Mortgages	Apr 2018 Construction Loan Jul 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`558B069`

Property Details

APN / Parcel Number

Primary APN	`558B069`
Alternative APN	`6345580`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,320 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	170 TORRINGTON DR
City	MOUNT ULLA
State	NC
Zip	28125-7675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L113 1.00AC BERKSHIRE SUB PH. 2
Legal Subdivision	BERKSHIRE SUB PH 2
Jurisdiction	ROWAN NC
Township / Civil Division	MOUNT ULLA
Census Block Group	2
Census Block	2036
Census Tract	51901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 TORRINGTON DR, MOUNT ULLA, NC 28125-7675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Oct 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 26, 2019	Loan Modification, Mortgage FIRST BK
Nov 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Deed Book / Page	1300 / 56
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	170 TORRINGTON DR, MOUNT ULLA, NC 28125-7675
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013070318
Date	Apr 12, 2018
Book Page	1307/0318

Lender

Name	FIRST BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	170 TORRINGTON DR, MOUNT ULLA, NC 28125-7675
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013310468
Date	Jul 24, 2019
Book Page	1331/0468

Lender

Name	FIRST BANK
Type	Bank
Address	MOORESVILLE, NC 28115

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	170 TORRINGTON DR, MOUNT ULLA, NC 28125-7675
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 TORRINGTON DR, MOUNT ULLA, NC 28125-7675

Mortgage

Document Number	0013860229
Date	Oct 13, 2021
Book Page	1386/229

Lender

Name	FIRST BANK
Type	Bank
Address	MOORESVILLE, NC 28115

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROWAN NC
Property Address	170 TORRINGTON DR, MOUNT ULLA, NC 28125-7675
Document Number	0013260723
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	170 TORRINGTON DR MOUNT ULLA NC 281257675, MOUNT ULLA, NC 28125-7675

Mortgage

Document Number	0013260723
Date	Apr 29, 2019
Book Page	001326/000723

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 17, 2017
Property Address	170 TORRINGTON DR, MOUNT ULLA, NC 28125-7675
Document Number	0013000056
Book / Page	001300 / 000056
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2017

Transaction

Amount	Amount Recorded
Tax	$84.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14131 BANKSIDE DR HUNTERSVILLE NC 280783222, HUNTERSVILLE, NC 28078-3222

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,522.00	$525,763 (-) Land $55,000 Building $470,763	$525,763 (-) Land $55,000 Building $470,763
2023	$3,522.00	$525,763 Land $55,000 Building $470,763	$525,763 Land $55,000 Building $470,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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