295 Terry Rd, Augusta, MO 63332 Property Records

St. Charles County property record for 295 Terry Rd, Augusta, MO 63332

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2018
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Last Sale	$197,300 (Jul 2017)
Tax Bill	$3,204 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T001300019`

Property Details

APN / Parcel Number

Primary APN	`T001300019`
Alternative APN	`1-0016-S004-00-0005.4000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	131,116 sqft
Terrain	High
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	64 sqft

Location & Zoning

Account Number	T001300019
Street Address	295 TERRY RD
City	AUGUSTA
State	MO
Zip	63332-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW FRL 1/4
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2043
Census Tract	312204

Owner

295 Terry Rd is owned and occupied by two individuals who bought it in July 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 TERRY RD, AUGUSTA, MO 63332-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Mar 9, 2018	Deed of Trust, Mortgage FIRST BK MTG
Jul 27, 2017	Intrafamily Transfer, Transfer · Construction Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on File
Deed Sale	Jul 27, 2017 · Amount on File
Prior Sale	Sep 26, 2005
Deed Document Number	2017467130
Deed Book / Page	6781 / 2184
Prior Transfer Date	Dec 28, 1999
Prior Transfer Doc	0023460977
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	295 TERRY RD, AUGUSTA, MO 63332-1503
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 TERRY RD, AUGUSTA, MO 63332-1503

Mortgage

Document Number	2021R014099
Date	Feb 17, 2021
Instrument	2021R-014099

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	295 TERRY RD, AUGUSTA, MO 63332-1503
Document Number	0068910465
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 TERRY RD AUGUSTA MO 633321503, AUGUSTA, MO 63332-1503

Mortgage

Document Number	0068910465
Date	Mar 14, 2018
Book Page	006891/000465
Instrument	135690

Lender

Name	FIRST BK MTG
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2048

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2017
Property Address	295 TERRY RD, AUGUSTA, MO 63332-1503
Document Number	0067812184
Book / Page	6781 / 2184
Instrument Date	Jul 26, 2017
Instrument	20170727000467130
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 TERRY RD, AUGUSTA, MO 63332-1503

Mortgage

Document Number	, 20170727000467140
Date	Jul 27, 2017
Instrument	20170727000467140

Lender

Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	10 Months
Due	May 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 295 Terry Rd was $3,204, down 1.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,451 (-)	$302,374 (-) Land $60,200 Building $242,174
2025	$3,204.00 (-1.57%)	$57,451	$302,374 Land $60,200 Building $242,174
2024	$3,255.00
2023		$56,922
2022			$299,585 Land $60,200 Building $239,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 295 Terry Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1993–2000)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 295 Terry Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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