245 Terry Rd, Augusta, MO 63332 Property Records

St. Charles County property record for 245 Terry Rd, Augusta, MO 63332

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 1 ba · 1,787 sqft · built 1930
Lot Size5.5 acres (239,580 sqft)
OwnerCompany Name on File
Tax Bill$46 (2025)
Deeds & MortgagesAug 2018 Mortgage
Aug 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN189000D000

Property Details

APN / Parcel Number

Primary APN189000D000
Alternative APN
  • 1-0016-S004-00-0001.2000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,787 sqft
1st Floor Area1,464 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1930
Exterior MaterialAsbestos
Lot Area239,580 sqft (5.5 acres)
TerrainRolling
Garage TypeAttached
PorchPorch
Porch Area950 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number189000D000
Old Parcel Number189000D000
Street Address245 TERRY RD
CityAUGUSTA
StateMO
Zip63332-1503
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeAGRI
Legal DescriptionPT NW SEC 4
Legal Range02E
Legal Township44N
Legal Section04
Legal SubdivisionUS SURV 59
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2043
Census Tract312204

Owner

Source: St. Charles County records · APN 189000D000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address245 TERRY RD, AUGUSTA, MO 63332-1503
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2018Deed of Trust, Mortgage
COMMERCE BK
Aug 07, 2017Grant Deed, Construction Loan · Construction Mortgage
COMMERCE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 1997
Deed SaleNov 10, 1997
Deed Document Number64087
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address245 TERRY RD, AUGUSTA, MO 63332-1503
Document Number0069691200
Instrument DateAug 27, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address17410 COUNTRY LAKE ESTATES RDG CHESTERFIELD MO 630054346, CHESTERFIELD, MO 63005-4346

Mortgage

Document Number0069691200
DateAug 29, 2018
Book Page006969/001200
Instrument494410
Lender
NameCOMMERCE BK
TypeBank
Address922 WALNUT ST # 1100, KANSAS CITY, MO 64106-1820
Agreement
AmountAmount Recorded
Term360 Months
DueAug 28, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%

August 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateAug 07, 2017
Property Address245 TERRY RD, AUGUSTA, MO 63332-1503
Document Number0067871525
Book / Page006787 / 001525
Instrument DateAug 03, 2017
Instrument492560
Transaction TypeConstruction Loan
Record UpdatedAug 14, 2017
Title CompanySECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address245 TERRY RD AUGUSTA MO 633321503, AUGUSTA, MO 63332-1503

Mortgage

Document Number67871528
DateAug 07, 2017
Book Page006787/001528
Instrument492570
Lender
NameCOMMERCE BK
TypeBank
Address922 WALNUT ST # 1100, KANSAS CITY, MO 64106-1820
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 06, 2018

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$46.00$831 (+5.32%)$6,917 (+5.25%) Land $954 Building $5,963
2023$789
2022$6,572 Land $954 Building $5,618

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833122042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims6 (1993–2000)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Brightspeed.

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6024530, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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