Madison County property record for 295 Stetson Dr, Hamel, IL 62046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 2014 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Mar 2022) |
| Tax Bill | $6,967 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 2 more |
| APN | 11-2-10-11-15-401-046 |
| Primary APN | 11-2-10-11-15-401-046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 295 STETSON DR |
|---|---|
| City | HAMEL |
| State | IL |
| Zip | 62046-1099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEWOOD MEADOWS 1ST ADDN LOT 105 85 X 120.43 IRREGULAR |
| Legal Subdivision | SADDLEWOOD MEADOWS 1ST ADDN |
| Legal Lot Number | 105 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HAMEL |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 403801 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 295 STETSON DR, HAMEL, IL 62046-1099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Dec 17, 2021 | Warranty Deed, Transfer · Commercial Mortgage THREE DOORS FUNDING LLC |
| Apr 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 16, 2019 | Loan Modification, Mortgage · FHA Mortgage FLAGSTAR FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on Record |
| Deed Sale | Mar 28, 2022 · Amount on Record |
| Prior Sale | Dec 17, 2021 · Amount on Record |
| Deed Document Number | 202210595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Mar 28, 2022 |
| Property Address | 295 STETSON DR, HAMEL, IL 62046-1099 |
| Document Number | 0000010595 |
| Map Reference | PC 65 PG 211 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022R10595 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | MERICK TITLE, MAVERICK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $487.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 STETSON DR, HAMEL, IL 62046-1099 |
| Document Number | 0000010596 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2022R10596 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Dec 17, 2021 |
| Property Address | 295 STETSON DR, HAMEL, IL 62046-1099 |
| Document Number | 0000051912 |
| Map Reference | PC 65 PG 211 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021R51912 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Title Company | MERICK TITLE, MAVERICK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 211 S KIRKWOOD RD, KIRKWOOD, MO 63122-4305 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051913 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021R51913 |
| Name | THREE DOORS FUNDING LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 295 STETSON DR, HAMEL, IL 62046-1099 |
| Document Number | 0000015692 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 295 STETSON DR HAMEL IL 62046, HAMEL, IL 62046 |
| Document Number | 0000015692 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 15692 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 295 STETSON DR, HAMEL, IL 62046-1099 |
| Document Number | 0000015691 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 295 STETSON DR HAMEL IL 62046, HAMEL, IL 62046 |
| Document Number | 0000015691 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 15691 |
| Name | FLAGSTAR FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | DENVER, CO 80202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Hamel Township |
| Municipality | Hamel Village |
| Unified School District | Edwardsville Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,967.00 (+9.75%) | $107,410 (+35.23%) Land $11,890 Building $95,520 | $322,230 (+35.09%) Land $35,670 Building $286,560 |
| 2024 | $6,348.00 (+17.58%) | ||
| 2022 | $5,399.00 | $79,430 Land $8,790 Building $70,640 | $238,528 Land $26,396 Building $212,132 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMEL serves 1,087 people · EPA ID IL1190450 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Madison Communications Fiber | 1,000 / 150 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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