Madison County property record for 287 Stetson Dr, Hamel, IL 62046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,618 sqft · built 2020 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $304,000 (Apr 2020) |
| Tax Bill | $8,443 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2022 Line of Credit + 3 more |
| APN | 11-2-10-11-15-401-048 |
| Primary APN | 11-2-10-11-15-401-048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,618 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 134 ft deep x 54.9 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 287 STETSON DR |
|---|---|
| City | HAMEL |
| State | IL |
| Zip | 62046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEWOOD MEADOWS 1ST ADDN LOT 107 54.92 X 134.90 IRREGULAR |
| Legal Subdivision | SADDLEWOOD MEADOWS 1ST ADDN |
| Legal Lot Number | 107 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | HAMEL |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 403801 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 287 STETSON DR, HAMEL, IL 62046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC |
| Nov 4, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC |
| Apr 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jan 3, 2020 | Trustee's Deed, Construction Loan · Line of Credit FCB BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2020 · Amount on Record |
| Deed Sale | Apr 6, 2020 · Amount on Record |
| Deed Document Number | 202011013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 287 STETSON DR, HAMEL, IL 62046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001468 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026R01468 |
| Name | LOANDEPOT COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 287 STETSON DR, HAMEL, IL 62046 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035505 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 2022R35505 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 5, 2062 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 287 STETSON DR, HAMEL, IL 62046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000049066 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021R49066 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Apr 6, 2020 |
| Property Address | 287 STETSON DR, HAMEL, IL 62046 |
| Document Number | 0000011013 |
| Map Reference | PC 65 PG 211 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 2020R11013 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | MADISON COUNTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $456.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 20005, OWENSBORO, KY 42304-0005 |
| Document Number | 0000011014 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 2020R11014 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jan 3, 2020 |
| Property Address | 287 STETSON DR, HAMEL, IL 62046 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 281 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2020 |
| Title Company | MADISON COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6010 LUDWIG RD POCAHONTAS IL 622751934, POCAHONTAS, IL 62275-1934 |
| Document Number | 0000000281 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 281 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | TROY, IL 62294 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Hamel Township |
| Municipality | Hamel Village |
| Unified School District | Edwardsville Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,443.00 (+9.61%) | $128,900 (+35.44%) Land $18,810 Building $110,090 | $386,700 (+35.31%) Land $56,430 Building $330,270 |
| 2024 | $7,703.00 (+17.5%) | ||
| 2022 | $6,556.00 | $95,170 Land $13,910 Building $81,260 | $285,796 Land $41,772 Building $244,024 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMEL serves 1,087 people · EPA ID IL1190450 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Madison Communications Fiber | 1,000 / 150 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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