Wharton County property record for 295 Spencer Rd, Wharton, TX 77488
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 2001 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,190 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20064-000-314-00 |
| Primary APN | 20064-000-314-00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 87,120 sqft |
| Garage Type | Carport |
| Garage Area | 648 sqft |
| Carport | Carport |
| Carport Area | 648 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 136 sqft |
| Account Number | 2006400031400 |
|---|---|
| Street Address | 295 SPENCER RD |
| City | WHARTON |
| State | TX |
| Zip | 77488-1138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A20064 ABST.64 TRACT 65B |
| Legal Subdivision | DAVID WADE LEAGUE |
| Legal Tract | 65B |
| Legal Block | 4 |
| Jurisdiction | WHARTON TX |
| Township / Civil Division | EAST BERNARD |
| Census Block Group | 4 |
| Census Block | 4116 |
| Census Tract | 740100 |
Source: Wharton County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 295 SPENCER RD, WHARTON, TX 77488-1138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 7, 2025 |
| Transfer Doc | 0000002920 |
| Record Updated | Oct 29, 2026 |
Source: Wharton County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Wharton County |
| Unified School District | El Campo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,607 (+1%) | $247,900 (+20.87%) Land $68,000 Building $179,900 | |
| 2025 | $1,190.00 (-49.25%) Homeowner's exemption Disabled Person's exemption | $205,097 (-7.5%) Land $31,000 Building $174,097 | $205,097 (-7.5%) Land $31,000 Building $174,097 |
| 2023 | $221,733 Land $62,100 Building $159,633 | $221,733 Land $62,100 Building $159,633 | |
| 2022 | $2,345.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 26 (2015–2017) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Sep 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skynet Fixed Wireless | 100 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures