Wharton County property record for 199 Spencer Rd, Wharton, TX 77488
| Property Type | Single Family Home |
|---|---|
| Details | 2,329 sqft · built 2002 |
| Lot Size | 2.69 acres (117,264 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,300 (Jan 2010) |
| Tax Bill | $4,657 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20064-000-056-01 |
| Primary APN | 20064-000-056-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,329 sqft Living Area |
| Gross Area | 3,857 sqft |
| 1st Floor Area | 2,329 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 117,264 sqft |
| Garage Type | Attached |
| Garage Area | 1,528 sqft |
| Porch | Open Porch |
| Porch Area | 266 sqft |
| Patio Area | 84 sqft |
| Account Number | 2006400005601 |
|---|---|
| Street Address | 199 SPENCER RD |
| City | WHARTON |
| State | TX |
| Zip | 77488-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A20064 ABST.64 TRACT 13B-1, 13C-1 |
| Legal Subdivision | DAVID WADE LEAGUE ABST NO 64 |
| Legal Tract | 13B-1 |
| Legal Block | 4 |
| Jurisdiction | WHARTON TX |
| Township / Civil Division | EAST BERNARD |
| Census Block Group | 4 |
| Census Block | 4116 |
| Census Tract | 740100 |
199 Spencer Rd is owned and occupied by an individual who bought it in January 2010.
Source: Wharton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 199 SPENCER RD, WHARTON, TX 77488-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2010 · Amount on File |
| Deed Sale | Jan 21, 2010 · Amount on File |
| Deed Document Number | 2010379 |
| Deed Book / Page | 806 / 337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHARTON TX |
| Property Address | 199 SPENCER RD, WHARTON, TX 77488-1139 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 199 SPENCER RD, WHARTON, TX 77488-1139 |
| Document Number | 001325/408 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 1325/408 |
| Instrument | 2023-00005693 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wharton County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Wharton County |
| Unified School District | El Campo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,263 (+1%) | $431,484 (+17.41%) Land $91,528 Building $339,956 | |
| 2025 | $4,657.00 (-9.18%) Homeowner's exemption | $367,512 (-6.98%) Land $41,726 Building $325,786 | $367,512 (-6.98%) Land $41,726 Building $325,786 |
| 2023 | $395,101 Land $83,587 Building $311,514 | $395,101 Land $83,587 Building $311,514 | |
| 2022 | $5,128.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 199 Spencer Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 26 (2015–2017) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Sep 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 199 Spencer Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 40% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skynet Fixed Wireless | 100 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Hotwire Communications.
5G and 4G LTE (outdoors only)
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