295 Smith Cir, River Falls, WI 54022 Property Records

Pierce County property record for 295 Smith Cir, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.505 acres (22,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Sep 2024)
Tax Bill	$9,879 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276-2050-154`

Property Details

APN / Parcel Number

Primary APN	`276-2050-154`
Alternative APNs	`276227191234P276231054` `276-02050-0154`

Exterior

Lot Area	22,008 sqft (0.505 acres)

Location & Zoning

Street Address	295 SMITH CIR
City	RIVER FALLS
State	WI
Zip	54022-4877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 SPRING CREEK ESTATES TOGETHER WITH & SUBJ TO COVENANTS PER DOC 479942 (295 SMITH CIR OR 2155 GREENWOOD VALLEY DR) 220
Legal Range	19W
Legal Township	27N
Legal Section	12
Legal Subdivision	SPRING CREEK
Legal Lot Number	54
Jurisdiction	PIERCE WI
Township / Civil Division	RIVER FALLS
Census Block Group	3
Census Block	3010
Census Tract	960400

Owner

Source: Pierce County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	295 SMITH CIR, RIVER FALLS, WI 54022-4877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2024 · Amount on Record
Deed Sale	Sep 4, 2024 · Amount on Record
Prior Sale	May 3, 2013 · Amount on Record
Deed Document Number	2024623055
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	295 SMITH CIR, RIVER FALLS, WI 54022-4877
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000606168
Date	Oct 12, 2021
Instrument	606168

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	295 SMITH CIR, RIVER FALLS, WI 54022-4877
Document Number	0000572393
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	295 SMITH CIR RIVER FALLS WI 540224877, RIVER FALLS, WI 54022-4877

Mortgage

Document Number	0000572393
Date	Jun 14, 2017
Instrument	572393

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Pierce County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,879.00 (+7.18%) Homeowner's exemption	$669,700 (+48.99%) Land $108,000 Building $561,700	$699,600 (+53.2%) Land $112,822 Building $586,778
2023	$9,217.00 Homeowner's exemption	$449,500 Land $80,000 Building $369,500	$456,647 Land $81,272 Building $375,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Swiftcurrent Connect.

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