224 Smith Cir, River Falls, WI 54022 Property Records

Pierce County property record for 224 Smith Cir, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	0.275 acres (12,003 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (May 2017)
Tax Bill	$6,945 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`276-2050-168`

Property Details

APN / Parcel Number

Primary APN	`276-2050-168`
Alternative APNs	`276227191234P276231068` `276-02050-0168`

Exterior

Lot Area	12,003 sqft (0.275 acres)

Location & Zoning

Street Address	224 SMITH CIR
City	RIVER FALLS
State	WI
Zip	54022-4877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 SPRING CREEK ESTATES TOGETHER WITH & SUBJ TO COVENANTS PER DOC 479942 12003 SQ FT
Legal Range	19W
Legal Township	27N
Legal Section	12
Legal Subdivision	SPRING CREEK
Legal Lot Number	68
Jurisdiction	PIERCE WI
Township / Civil Division	RIVER FALLS
Census Block Group	3
Census Block	3017
Census Tract	960400

Owner

Source: Pierce County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	224 SMITH CIR, RIVER FALLS, WI 54022-4877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
May 3, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Sep 16, 2010 · Amount on Record
Deed Document Number	2017571601
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	224 SMITH CIR, RIVER FALLS, WI 54022-4877
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000630308
Date	Dec 1, 2025
Instrument	630308

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	224 SMITH CIR, RIVER FALLS, WI 54022-4877
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000613963
Date	Nov 10, 2022
Instrument	613963

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2037

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WI
Property Address	224 SMITH CIR, RIVER FALLS, WI 54022-4877
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000596790
Date	Oct 8, 2020
Instrument	596790

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WI
Recording Date	May 3, 2017
Property Address	224 SMITH CIR, RIVER FALLS, WI 54022-4877
Document Number	0000571601
Instrument Date	Apr 28, 2017
Instrument	571601
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000571602
Date	May 3, 2017
Instrument	571602

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Pierce County
Municipality	River Falls City
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,945.00 (-1.43%) Homeowner's exemption	$475,200 (+38.3%) Land $82,600 Building $392,600	$496,400 (+42.21%) Land $86,285 Building $410,115
2023	$7,046.00 Homeowner's exemption	$343,600 Land $55,100 Building $288,500	$349,063 Land $55,976 Building $293,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Pierce Pepin Cooperative Services.

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