295 SE Florida St, Stuart, FL 34994 Property Records

Martin County property record for 295 SE Florida St, Stuart, FL 34994

Property Summary

Property Type	Commercial Office
Details	2 ba · 2,646 sqft · built 1981
Lot Size	0.171 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$298,800 (Mar 2017)
Tax Bill	$7,010 (2024)
Deeds & Mortgages	Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-38-41-009-001-00340-4`

Property Details

APN / Parcel Number

Primary APN	`04-38-41-009-001-00340-4`
Alternative APNs	`438410090010034040000` `21470`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,646 sqft Total Area
1st Floor Area	2,646 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	7,492 sqft (0.171 acres)
Lot Width	120 ft Width
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	21470
Old Parcel Number	438410090010034040000
Street Address	295 SE FLORIDA ST
City	STUART
State	FL
Zip	34994-3836
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	HILLCREST LOTS 34 35 & N1/2 OF 36 BLK 1
Legal Range	41E
Legal Township	38S
Legal Section	04
Legal Subdivision	HILLCREST AND LINCOLN PARK
Legal Block	1
Legal Lot Number	34-35 35
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1005
Census Tract	1000

Owner

Source: Martin County records · APN 04-38-41-009-001-00340-4

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 SW SEMINOLE ST, STUART, FL 34994-2160
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2017 · Amount on Record
Deed Sale	Mar 23, 2017 · Amount on Record
Prior Sale	May 07, 2004 · Amount on Record
Deed Document Number	0029141121
Deed Book / Page	2914 / 1121
Record Updated	Jun 08, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 23, 2017
Property Address	295 SE FLORIDA ST, STUART, FL 34994-3836
Document Number	0029141121
Book / Page	002914 / 001121
Instrument Date	Mar 15, 2017
Instrument	2626012
Transaction Type	Transfer
Record Updated	May 09, 2017
Title Company	FIRST INT'L TITLE-PORT STATE LUCI, FIRST INT'L TITLE-PORT ST LUCI

Transaction

Amount	Amount Recorded
Tax	$2,091.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 SW SEMINOLE ST STUART FL 349942160, STUART, FL 34994-2160

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$468,730 (+33.22%) Land $143,380 Building $325,350	$468,730 (+33.22%) Land $143,380 Building $325,350
2024	$7,010.00 (+11.46%)
2023	$6,289.00 (+12.42%)	$351,840 (+18.72%) Land $72,000 Building $279,840	$351,840 (+18.72%) Land $72,000 Building $279,840
2022	$5,594.00	$296,352 Land $72,000 Building $224,352	$296,352 Land $72,000 Building $224,352

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1979–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Hotwire Communications, TPC ACC Acquisition.

Based on FCC filings for 208 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.