290 SE Florida St, Stuart, FL 34994 Property Records

Martin County property record for 290 SE Florida St, Stuart, FL 34994 · Last verified January 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 ba · 3,520 sqft · built 1989
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Last Sale	$820,500 (Jan 2022)
Tax Bill	$265 (2024)
Deeds & Mortgages	Jan 2022 Sale Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-38-41-009-001-00380-5`

Property Details

APN / Parcel Number

Primary APN	`04-38-41-009-001-00380-5`
Alternative APNs	`438410090010038050000` `21471`

Interior

Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	3,520 sqft Total Area
1st Floor Area	3,520 sqft

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Slate
Lot Area	13,504 sqft (0.31 acres)
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	21471
Old Parcel Number	438410090010038050000
Street Address	290 SE FLORIDA ST
City	STUART
State	FL
Zip	34994-3813
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	THE SOUTH 12.5 FEET OF LOT 38 & ALL OF LOTS 39 40 41 AND 42 BLOCK 1 HILLCREST ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT
Legal Range	41E
Legal Township	38S
Legal Section	04
Legal Subdivision	HILLCREST AND LINCOLN PARK
Legal Block	1
Legal Lot Number	38 40
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1007
Census Tract	1000

Owner

Source: Martin County records · APN 04-38-41-009-001-00380-5

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 2508, STUART, FL 34995-2508
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2022	Warranty Deed, Transfer NOT AVAILABLE, SAILFISH TITLE LLC
Oct 21, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO IN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2022 · Amount on Record
Deed Sale	Jan 04, 2022 · Amount on Record
Prior Sale	Oct 21, 2019 · Amount on Record
Deed Document Number	0032831474
Deed Book / Page	3283 / 1474
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 04, 2022
Property Address	290 SE FLORIDA ST, STUART, FL 34994-3813
Document Number	0032831474
Book / Page	3283 / 1474
Map Reference	MB 5 PG 14
Instrument Date	Jan 04, 2022
Instrument	2934973
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	NOT AVAILABLE, SAILFISH TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$5,743.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5097 SW ANHINGA AVE, PALM CITY, FL 34990-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N CASCADE AVE, COLORADO SPRINGS, CO 80903-3325
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 21, 2019
Property Address	290 SE FLORIDA ST, STUART, FL 34994-3813
Document Number	0030892087
Book / Page	3089 / 2087
Map Reference	MB 5 PG 14
Instrument Date	Oct 17, 2019
Instrument	2780753
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1225, STUART, FL 34995-1225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1793 SW CRANE CREEK AVE, PALM CITY, FL 34990-2213

Mortgage

Document Number	0030892089
Date	Oct 21, 2019
Instrument	3089/2089

Lender

Name	FIRST CITIZENS BANK AND TRUST CO IN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 17, 2034

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$780,310 (+6.07%) Land $250,560 Building $529,750	$780,310 (+6.07%) Land $250,560 Building $529,750
2024	$265.00 (+4.74%)
2023	$253.00 (-97.28%) Additional exemption filed	$735,650 (+81.35%) Land $129,600 Building $606,050	$735,650 (+6.63%) Land $129,600 Building $606,050
2022	$9,310.00	$405,658	$689,920 Land $129,600 Building $560,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1979–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2022, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Hotwire Communications, TPC ACC Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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