295 S Prospect St, Orange, CA 92869 Property Records

Orange County property record for 295 S Prospect St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,919 sqft · built 1961
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,019,500 (Nov 2021)
Tax Bill	$15,396 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2022 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`094-493-12`

Property Details

APN / Parcel Number

Primary APN	`094-493-12`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,919 sqft Living Area
1st Floor Area	2,919 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,000 sqft (0.161 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	295 S PROSPECT ST
City	ORANGE
State	CA
Zip	92869-3843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3663 BLK LOT 1
Legal Subdivision	ANGELENO TRACT
Legal Tract	3663
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1002
Census Tract	75807

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	295 S PROSPECT ST, ORANGE, CA 92869-3843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 31, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, PROVIDENT TITLE COMPANY
Nov 3, 2022	Re-recorded Document NOT AVAILABLE, PROVIDENT TITLE COMPANY
Oct 31, 2022	Grant Deed, Transfer · Commercial Mortgage FALCON DEVELOPMENT INC
Nov 17, 2021	Grant Deed, Transfer · Conventional Mortgage BBCN BANK
May 21, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 16, 2017	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	May 21, 2021 · Amount on Record
Deed Document Number	2021705806
Prior Transfer Date	Mar 12, 1996
Prior Transfer Doc	0000185366
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	295 S PROSPECT ST, ORANGE, CA 92869-3843
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 S PROSPECT ST, ORANGE, CA 92869-3843

Mortgage

Document Number	0000021081
Date	Jan 31, 2023
Instrument	2023000021081

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 31, 2022
Property Address	295 S PROSPECT ST, ORANGE, CA 92869-3843
Document Number	0000350668
Map Reference	MB 132 PG 12&13
Instrument Date	Oct 25, 2022
Instrument	2022000350668
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	NOT AVAILABLE, PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 MESA VERDE DR E, COSTA MESA, CA 92626-4957

November 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ORANGE CA
Recording Date	Nov 3, 2022
Property Address	295 S PROSPECT ST, ORANGE, CA 92869-3843
Document Number	0000353533
Map Reference	MB 132 PG 12&13
Instrument Date	Oct 21, 2022
Instrument	2022000353533
Record Updated	May 30, 2023
Title Company	NOT AVAILABLE, PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2775 MESA VERDE DR E, COSTA MESA, CA 92626-4957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 MESA VERDE DR E, COSTA MESA, CA 92626-4957

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 31, 2022
Property Address	295 S PROSPECT ST, ORANGE, CA 92869-3843
Document Number	0000350669
Map Reference	MB 132 PG 12&13
Instrument Date	Oct 20, 2022
Instrument	2022000350669
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	PROVIDENT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2775 MESA VERDE DR E, COSTA MESA, CA 92626-4957

Mortgage

Document Number	0000351503
Date	Nov 1, 2022
Instrument	2022000351503

Lender

Name	FALCON DEVELOPMENT INC
Type	Non-Lending Institution
Address	FRESNO, CA 93720

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 17, 2021
Property Address	295 S PROSPECT ST, ORANGE, CA 92869-3843
Document Number	0000705806
Map Reference	MB 132 PG 12&13
Instrument Date	Oct 7, 2021
Instrument	2021000705806
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 S PROSPECT ST, ORANGE, CA 92869-3843

Mortgage

Document Number	0000705807
Date	Nov 17, 2021
Instrument	2021000705807

Lender

Name	BBCN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 21, 2021
Property Address	295 S PROSPECT ST, ORANGE, CA 92869-3843
Document Number	0000336733
Map Reference	MB 132 PG 12&13
Instrument Date	Mar 31, 2021
Instrument	2021000336733
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295 S PROSPECT ST, ORANGE, CA 92869-3843

Mortgage

Document Number	0000336734
Date	May 21, 2021
Instrument	2021000336734

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	Feb 16, 2017
Property Address	295 S PROSPECT ST, ORANGE, CA 92869-3843
Document Number	0000067741
Instrument Date	Feb 6, 2017
Instrument	67741
Transaction Type	Transfer
Record Updated	Feb 24, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	295 S PROSPECT ST ORANGE CA 928693843, ORANGE, CA 92869-3843

Mortgage

Document Number	67742
Date	Feb 16, 2017
Instrument	67742

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,450,670 (+2%) Land $1,061,381 Building $389,289
2025	$15,396.00 (+4.5%) Homeowner's exemption	$1,422,226 (+4.04%) Land $1,040,570 Building $381,656
2023	$14,733.00 (+33.17%)	$1,367,000 Land $1,000,163 Building $366,837
2022	$11,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, Verizon.

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