285 S Prospect St, Orange, CA 92869 Property Records

Orange County property record for 285 S Prospect St, Orange, CA 92869

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,653 sqft · built 1961
Lot Size	0.169 acres (7,400 sqft)
Owner	2 Company Names on Record
Last Sale	$845,000 (Aug 2021)
Tax Bill	$12,322 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`094-493-13`

Property Details

APN / Parcel Number

Primary APN	`094-493-13`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,653 sqft Living Area

Exterior

Year Built	Built 1961
Lot Area	7,400 sqft (0.169 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	285 S PROSPECT ST
City	ORANGE
State	CA
Zip	92869-3843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3663 BLK LOT 2
Legal Subdivision	3663
Legal Tract	3663
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1002
Census Tract	75807

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	285 S PROSPECT ST, ORANGE, CA 92869-3843
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Aug 6, 2021	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE
Aug 6, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	2021000498269
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	285 S PROSPECT ST, ORANGE, CA 92869-3843
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 S PROSPECT ST, ORANGE, CA 92869-3843
Investor	Possibly a Property Investor

Mortgage

Document Number	0000285865
Date	Oct 17, 2025
Instrument	2025000285865

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 6, 2021
Property Address	285 S PROSPECT ST, ORANGE, CA 92869-3843
Document Number	0000498271
Map Reference	MB 132 PG 12&13
Instrument Date	Jul 29, 2021
Instrument	2021000498271
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	285 S PROSPECT ST, ORANGE, CA 92869-3843

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 6, 2021
Property Address	285 S PROSPECT ST, ORANGE, CA 92869-3843
Document Number	0000498269
Map Reference	MB 132 PG 12&13
Instrument Date	Jul 26, 2021
Instrument	2021000498269
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	285 S PROSPECT ST, ORANGE, CA 92869-3843

Mortgage

Document Number	0000498270
Date	Aug 6, 2021
Instrument	2021000498270

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,322.00 (+30.05%)	$1,125,000 (+30.53%) Land $1,014,055 Building $110,945
2023	$9,475.00 (+1.95%)	$861,900 Land $767,701 Building $94,199
2022	$9,294.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, Verizon.

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