Oakland County property record for 295 Ruppert St, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,496 sqft · built 1971 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Jul 2019) |
| Tax Bill | $2,114 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-10-478-002 |
| Primary APN | E-17-10-478-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 440 sqft |
| Unfinished Basement | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 100 ft deep x 118 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 295 RUPPERT ST |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-4061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 10 FRANK S SALTER'S MOUNT ROYAL COUNTRY CLUB LOTS 22 & 23 BLK 1 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | ROYAL COUNTRY CLUB |
| Legal Block | 1 |
| Legal Lot Number | 22-23 |
| Legal Unit | UNT R |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 134300 |
Source: Oakland County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 295 RUPPERT ST, COMMERCE TOWNSHIP, MI 48382-4061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 15, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Jul 9, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on Record |
| Deed Sale | Jul 9, 2019 · Amount on Record |
| Prior Sale | Nov 28, 1995 · Amount on Record |
| Deed Document Number | 2019109231 |
| Deed Book / Page | 53007 / 806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 295 RUPPERT ST, COMMERCE TOWNSHIP, MI 48382-4061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 295 RUPPERT ST, COMMERCE TOWNSHIP, MI 48382-4061 |
| Document Number | 0000111288 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 58933/322 |
| Instrument | 111288 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 295 RUPPERT ST, COMMERCE TOWNSHIP, MI 48382-4061 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 295 RUPPERT ST, COMMERCE TOWNSHIP, MI 48382-4061 |
| Document Number | 0000294963 |
|---|---|
| Date | Jan 15, 2022 |
| Book Page | 57295/402 |
| Instrument | 294963 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MI 48307 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 9, 2019 |
| Property Address | 295 RUPPERT ST, COMMERCE TOWNSHIP, MI 48382-4061 |
| Document Number | 0000109231 |
| Book / Page | 053007 / 000806 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 109231 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | AMROCK INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,711.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 295 RUPPERT ST COMMERCE TOWNSHIP MI 483824061, COMMERCE TOWNSHIP, MI 48382-4061 |
| Document Number | 109232 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 053007/000808 |
| Instrument | 109232 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2049 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,114.00 (-38.31%) Homeowner's exemption | $125,470 (+12.05%) | $250,940 (+12.05%) |
| 2024 | $3,427.00 (+13.74%) | ||
| 2023 | $111,980 | $223,960 | |
| 2021 | $3,013.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Apr 2003 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures