254 Ruppert St, Commerce Township, MI 48382 Property Records

Oakland County property record for 254 Ruppert St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1953
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$928 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-10-477-035`

Property Details

APN / Parcel Number

Primary APN	`E-17-10-477-035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	13,504 sqft (0.31 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	254 RUPPERT ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-4059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 10 FRANK S SALTER'S MOUNT ROYAL COUNTRY CLUB LOT 20 EXC E 26.0 FT, ALSO ALL OF LOTS 21 & 22 BLK 2
Legal Range	08E
Legal Township	02N
Legal Section	10
Legal Subdivision	ROYAL COUNTRY CLUB
Legal Block	2
Legal Lot Number	20-22
Legal Unit	UNT R
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2028
Census Tract	134300

Owner

254 Ruppert St is owned and occupied by an individual who acquired it in April 1996.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	254 RUPPERT ST, COMMERCE TOWNSHIP, MI 48382-4059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 1996
Deed Sale	Apr 25, 1996
Prior Transfer Date	Nov 28, 1995
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 27, 2018
Property Address	254 RUPPERT ST, COMMERCE TOWNSHIP, MI 48382-4059
Document Number	0000159762
Book / Page	052221 / 000290
Instrument Date	Sep 19, 2018
Instrument	159762
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 RUPPERT ST COMMERCE TOWNSHIP MI 483824059, COMMERCE TOWNSHIP, MI 48382-4059

Mortgage

Document Number	159763
Date	Sep 27, 2018
Book Page	052221/000293
Instrument	159763

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 26, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 254 Ruppert St was $928 with a homeowner's exemption, down 43.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$928.00 (-43.83%) Homeowner's exemption	$83,570	$167,140
2024	$1,652.00
2023		$72,610	$145,220
2021	$1,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 254 Ruppert St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 254 Ruppert St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20