Surry County property record for 295 N Morgan Rd, Lowgap, NC 27024
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,416 sqft · built 1980 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,083 (2026) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4051-00-46-9458 |
| Primary APN | 4051-00-46-9458 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,332 sqft |
| Unfinished Basement | 1,332 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 891 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 71407260 |
|---|---|
| Street Address | 295 N MORGAN RD |
| City | LOWGAP |
| State | NC |
| Zip | 27024-9763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOTS 14-16 SEC 1 MOUNTAIN VIEW SD |
| Legal Subdivision | MOUNTAIN VIEW SUBDIVISION |
| Legal Lot Number | 14-16 |
| Jurisdiction | SURRY NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 930803 |
295 N Morgan Rd is owned by two individuals who acquired it in September 1996.
Source: Surry County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 209, LOWGAP, NC 27024-0209 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1996 |
| Deed Sale | Sep 1, 1996 |
| Prior Sale | Sep 1, 1996 · Amount on File |
| Deed Book / Page | 625 / 464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 295 N MORGAN RD, LOWGAP, NC 27024-9763 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1740/181 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 1740/181 |
| Instrument | 679273 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2026 property tax bill for 295 N Morgan Rd was $1,083, down 2.8% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,083.00 (-2.78%) | $154,380 (-12.5%) Land $17,000 Building $137,380 | $154,380 (-12.5%) Land $17,000 Building $137,380 |
| 2025 | $1,114.00 | $176,430 Land $17,000 Building $159,430 | $176,430 Land $17,000 Building $159,430 |
| 2023 | $1,007.00 | $154,380 Land $17,000 Building $137,380 | $154,380 Land $17,000 Building $137,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 295 N Morgan Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 295 N Morgan Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
May also be available: Fastlink Communications.
No cell data coverage reported
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