206 N Morgan Rd, Lowgap, NC 27024 Property Records

Surry County property record for 206 N Morgan Rd, Lowgap, NC 27024

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,920 sqft · built 1980
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Oct 2020)
Tax Bill	$1,033 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Nov 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4051-00-45-8614`

Property Details

APN / Parcel Number

Primary APN	`4051-00-45-8614`
Alternative APN	`100117770`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	60,113 sqft (1.38 acres)
Porch	Slab
Porch Area	311 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100117770
Street Address	206 N MORGAN RD
City	LOWGAP
State	NC
Zip	27024-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOTS 26-28 SEC 1 MOUNTAIN VIEW SD
Legal Subdivision	MOUNTAIN VIEW SUBDIVISION
Legal Lot Number	26-28
Jurisdiction	SURRY NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2003
Census Tract	930803

Owner

206 N Morgan Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 N MORGAN RD, LOWGAP, NC 27024-9763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 29, 2017	Warranty Deed, Transfer
Mar 14, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Prior Sale	Nov 29, 2017 · Amount on File
Deed Document Number	2020677510
Deed Book / Page	1731 / 827
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Oct 21, 2020
Property Address	206 N MORGAN RD, LOWGAP, NC 27024-9763
Document Number	1731/827
Book / Page	1731 / 827
Instrument Date	Oct 20, 2020
Instrument	677510
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N MORGAN RD, LOWGAP, NC 27024-9763

Mortgage

Document Number	677511
Date	Oct 21, 2020
Instrument	677511

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Nov 29, 2017
Property Address	206 N MORGAN RD, LOWGAP, NC 27024-9763
Document Number	1615/0822
Book / Page	1615 / 0822
Instrument Date	Nov 21, 2017
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 DAVIS ST, 12, TAYLORS, SC 29687-5217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N MORGAN RD, LOWGAP, NC 27024-9763

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	206 N MORGAN RD, LOWGAP, NC 27024-9763
Transaction Type	Mortgage
Record Updated	Apr 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 643410
Date	Mar 14, 2017
Book Page	1587/0514
Instrument	643410

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 206 N Morgan Rd was $1,033, down 2.7% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,033.00 (-2.73%)	$143,170 (-14.64%) Land $24,000 Building $119,170	$143,170 (-14.64%) Land $24,000 Building $119,170
2025	$1,062.00	$167,730 Land $24,000 Building $143,730	$167,730 Land $24,000 Building $143,730
2023	$71.00	$143,170 Land $24,000 Building $119,170	$143,170 Land $24,000 Building $119,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 206 N Morgan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 206 N Morgan Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

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