295 Mercado St, Durango, CO 81301 Property Records

La Plata County property record for 295 Mercado St, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,522 sqft · built 2012
Lot Size	0.045 acres (1,959 sqft)
Owner	Company Name on Record
Tax Bill	$3,518 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-281`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-281`
Alternative APN	`R435160`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,522 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,522 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Lot Area	1,959 sqft (0.045 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Unfinished Open Porch
Porch Area	221 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435160
Street Address	295 MERCADO ST
City	DURANGO
State	CO
Zip	81301-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPRGS VIL 1 FIL 2A LOTS 122A-122G & TR A RESUB LOT: 122G PER PLAT 1086166 295 MERCADO ST DURANGO 81301
Legal Subdivision	THREE SPRGS VIL 1 FIL 2A
Legal Tract	A
Legal Block	1
Legal Lot Number	122G
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1052
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	24845 MULHOLLAND HWY, CALABASAS, CA 91302-2313
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Special Warranty Deed, Transfer
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 31, 2025
Transfer Doc	0001241746
Record Updated	Sep 20, 2026

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 27, 2023
Property Address	295 MERCADO ST, DURANGO, CO 81301-7301
Document Number	0001223174
Map Reference	DOC 1086166
Instrument Date	May 25, 2023
Instrument	1223174
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19401 OAKIE DOAKIE, TRABUCO CANYON, CA 92679-3035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	295 MERCADO ST, DURANGO, CO 81301-7301
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001198880
Date	Sep 8, 2021
Instrument	1198880

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	295 MERCADO ST, DURANGO, CO 81301-7301
Document Number	0001154760
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19401 OAKIE DOAKIE TRABUCO CANYON CA 926793035, TRABUCO CANYON, CA 92679-3035

Mortgage

Document Number	0001154760
Date	Mar 27, 2019
Instrument	1154760

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Mar 26, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,490 (-2.06%) Land $5,170 Building $25,320	$498,110 (-) Land $84,460 Building $413,650
2025	$3,518.00 (+24.35%)	$31,130 (+17.74%) Land $5,280 Building $25,850	$498,110 (+26.23%) Land $84,460 Building $413,650
2024	$2,829.00 (+7.28%)
2023	$2,637.00 (+10.01%)	$26,440 (+4.01%) Land $3,970 Building $22,470	$394,610 (+7.88%) Land $59,180 Building $335,430
2022	$2,397.00	$25,420 Land $3,750 Building $21,670	$365,770 Land $54,010 Building $311,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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